On DMP but still getting charged interest

biglad

Alright

im with payplan doing a DMP and a lot of the creditors have been passed to debt agencies

i found out last month natwest are charging interest but payplan have wrote to them and asked them to stop, however i have one account with barclaycard and two with barclays CDCS (theyre in house collection agency) and wondered if anyone has been charged by these in the past whilst on DMP

the main concern is myy egg card as thats the biggest but i can check my statements online and no interest is going on

anyone had any experience in the past with above creditors

thanks in advance


ps i have not got account details for banks and i cant log in etc online to check, does anyone get regular statements from these as i may just ring them up and get them to send me statements

biglad

anyone help??

lisabell

Hi

When did you start your DMP i am on a DMP and it did take a few months for the interest to stop and only now year in it has been started to be added on again so am battling to get that stopped now.

lisabell

Oh have just noticed i too have barclays debt that have been refferred to cdcs i called to see how much i owe them and they were very hlepful i have 3 account with them and they offered me and full and final settlement figure to close them 3 accounts with them i cant afford it at the mo but am considering it for in a few months they are very helpful though.As far as i know im not being charged by them but am really not 100 % sure but as soon as i can get the money together i will be paying them off really want to get my DMP finished have been on it a year still have another 10 years to go but am saving hard to offer full and finals to get this debt gone.
Good luck hope i have been of some help if you need any more info please feel free to PM me
Lisa

biglad

thanks a lot

been on it for coming upto 2 years

what was the number you used to ring barclays an i might give them a ring

thanks

lisabell

Hey the number i called was 0845 3000 442 and thats barclays collections and recoveries and i just asked to speak to someone in CDCS and thats when they put me through.
Good luck

biglad

lovely jubbly, just spoke to barclays and they were really nice and helpful and said as im with payplan who they see as a reputable non charging company they wont add interest

only slight worry is barclaycard as i got sick of being passed around to different asian people who couldnt understand my brummie accent lol

debrag

i've been with Payplan since march 06

Barclaycard have now stopped adding interest, the only one who still does is HFC or is it MBNA I'll get back to you on that.

Nearer the end of your plan payplan will contact your creditors to find out what interest has been added and get it taken off or somethign like that

rayday2

biglad wrote: »

lovely jubbly, just spoke to barclays and they were really nice and helpful and said as im with payplan who they see as a reputable non charging company they wont add interest

only slight worry is barclaycard as i got sick of being passed around to different asian people who couldnt understand my brummie accent lol

If you are having no luck on the phone with Barclaycard put it in writing and tell them what Barclays said see if you can push their hands a bit!

biglad

well i managed to get through to barclays quite a few months back and didnt seem they were added interest but just not sure

to be honest im just relieved that the barclays (around 3k initially) and egg (11k initially) were a big chunk of my 20k debt and most of the others are store cards etc which have all gone to agenices so i dont pay interest on them lol

lisabell

Hey biglad am glad you managed to get through thats good that they were helpful i said they were nice.
Good luck with the rest
Lisa