Tuesday 13/5/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.


Today I will/have:

• Check online banking done
• Clicks done
• Storecupboard lunch
• Go on our two weeks freebie holiday to malta that has been paid for with last years quidco earnings and spends courtesy of my £2 savings:j :j :j

Have a good day everyone, can't wait to get away now, just have a few things to do in office this morning then I am away:D

Hi to all the regulars:hello: :hello: :hello: Andan, klane and maybe cleosmum will be keeping the thread going till I get back on 27th. Thanks guys:A :A :A

If I find an internet cafe i will pop in and say hi:D
Take care everyone:D

falady

Hi Sophie's mum,

Have a great holiday!

Today i'm off work as feeling generally grotty (sneezing, sore throat, tired etc). Boss wasn't too impressed as its a busy time for us at work.

Today i have / will:
- check online banking
- go to post office to post ebay parcels
- do menu plan
- cut out tesco coupons from magazine
- eat from storecupboard / freezer
- add more items ot ebay.

Have a good day everyone

Ali x

sophiesmum_2

Hi Ali,
Sorry you aren't feeling well, hope you feel less crumby soon.:grouphug: Nothing worse than having a cold when everyone else is enjoying the sunshine.

luxor4t

Today:
- washed throws & cushion covers overnight (at 30!), now out on the line drying

- last load of clothes etc on at 30 degrees. Feel a bit like Widow Twanky (she ran a laundry!) but I have enjoyed doing my old fashioned Spring Cleaning the MSE way - well, all except the vacuuming :eek:

- going to forage in the freezer for tonight's dinner

- quidco & pigsback clicks (well, I tried :rolleyes: )

- off to town to take back a jumper & to take advantage of the 30% off vouchers for Bon Marche. Friends admire my bargains but won't go in the shop . All the more for me .

andan

Thought you would be on your hols by now Sophiesmum!

Well not due into work till a bit later today, meant a nice lay in today! A quiet day for me dfw wise as i will mainly be focusing on completing my assignment.

-Have two mystery shops to do
-Will look for more mystery shops
-Try and organise stuff for my birthday, which will be cheap.
-Complete my assignment
-Use cheap bus pass to get to work
-Check online banking
-Do a few matched bets
-Have a storecupboard tea
-Look for new job

Have a great day everyone.

Cleosmum

Happy holidays Sophiesmum!

Today I have:

• Checked for mystery shops - none that I can get to
• Done a shopping list via mysupermarket, printed off 2 (1 asda, 1 tesco) and will buy cheapest from each. They are really close so extra petrol isnt an issue.
• Checked ebay sales, so quiet! A couple of watchers but no bids.
• Walked kids to school rather than drive
• Walked home via Aldi for bread (and accidently bought reduced croissants and crumpets oops) - 2 x reduced bread (oh for a freezer as there was tons reduced) 3 x reduced croissants, 1 reduced crumpets = £2.06.
• Checked banking - all ok but tight this week :eek:

And I will:

• [strike]Water veggies[/strike] Done inside, just tubs to do tonight.
• [strike]Do PB CT and comps[/strike] Done
• [strike]Do housework - free exercise[/strike] Done
• [strike]Walk to school to pick up the kids[/strike] Done
• [strike]Lunch and[/strike] dinner from stores/fridge
• [strike]Walk the kids to clubs tonight [/strike]
• Re-do my snowball, messed up the last one and cant edit it :mad:
• DO SOME OU lol as my next course arrived yesterday and I am way behind on this one :eek::eek::eek:

Think thats it!

**Amy**

:hello:

* Checked my online banking (and found HSBC have taken 2 lots of loan payments this month! :eek:

* Phoning HSBC to ask why they have taken 2 lots of loan payments! :mad:

* Bought my own lunch in

* Not bought any money with me to work

* Trying to sort out council for my rent (they are still getting it wrong... :mad: )

:T

falady

Aw, thansk Sophies mum - that's kind.

sophiesmum wrote: »

Hi Ali,
Sorry you aren't feeling well, hope you feel less crumby soon.:grouphug: Nothing worse than having a cold when everyone else is enjoying the sunshine.

dfw844

Hi everyone! Enjoy the hol Sophiesmum. Even more because it's free!
Today I have / will:

- Bring in my own lunch (remembered the filing, forgot the bread, idiot!)
- Bought a huge slab of cheese which was on special offer and will freeze it in individual portions (googled it, and apparently that's ok)
- Really wanted some cherries, but they were £9.99 a kilo! First bag I weighed would have been over £3. So I emptied a load out and got a lovely single serve bag for £0.52. Yum yum.
- Went to get my glasses fixed (I sat on them), and the optician wouldn't charge me! Very dfw. Said I could put some money in the charity box which I did (£2, not very dfw), but I figure you have to pass the goodness on!

So I'm in a lovely mood because someone did something nice for me and didn't expect anything in return. I'm going to get my next eye-test there though because the staff were lovely.

Eternal_Optimist

:wave: :dance: Hope Sophiesmum has a great holiday:dance: :wave:

Today I will/have/do

a NSD:A

make evening meal from storecupboard/fridge:A

not put heating on:A

dried washing on line:A

managed to get back and front garden strimmed and mowed well for a £10:A :T :rotfl:

checked online banking.....making a £200 payment to reduce Capital One balance tomorrow:A

worked out how I could clear a significant portion of my debt by end of 2011 if I increase my payments from the beginning of 2009:think:

Not had any communication from :mad: nasty creditor:eek: and where they are concerned no news is definitely good news:j

Hope everyone has had another lovely sunny day wherever you are:cool:

115K

I had a NSD.
I looked at various things on the net but didn't do any online shopping.:dance:
Have eaten all home cooked food.