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Fixed rate runs out ...... who next ??

:hello:

Hi All,

Just a quickie really about fixed rates.

Mine runs out on the 30th September, it was 6% but looks like my monthly payments will shoot up, i know i should have changed it earlier but i'm rubbish at remembering stuff until it's too late :o

On a £44000 mortgage who would it be best to change to ?

by the way i know nothing about mortages at all apart from the fact i pay it every month so please be gentle with me :o

Comments

  • Well, a starter for ten would be to ring your provider and ask what they are prepared to do for you and for what fees

    Certainly you do not want to go straight onto SVR

    That will give you something to compare to in the market and for the guys here to compare against
  • SVR :confused:
    is that a standard variable rate ???
  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    Yes it is short for Standard Variable Rate
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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