📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Welcome Finance / LMB

Well I just had a phone call from LMB about my loan with Welcome Finance. Wanting to know where there money is. Anybody would think I'd not kept them up to date with my situation but I have I've made regular phone calls and written letters they wouldn't accept nominal payments. This post probably won't make much sense but I'm really upset by the way this woman just spoke to me like I was something she had just trodden in, apparently she knows better than CAB and National Debtline and bankruptcy really isn't worth going through I should look at an IVA and I should go back to work! Does she think that if I had the disposable income to be able to afford an IVA I would go through bankruptcy? and I looked into going back to work but its not physically possible for me right now whether I wanted to or not. Lord knows I wish I could do more as feeling inadequate is frustrating.

Why do these companies think that if your in debt or not working your a lesser class citizen?Heck I must be scum of the earth.:mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad:
You never know how strong you are until being strong is the only choice you have.

xx Mama to a gorgeous Cranio Baby xx

Comments

  • stapeley
    stapeley Posts: 2,315 Forumite
    hi , I suggest as they are prepared to hassle you, you should Notice of Assignment and CCA request them ! No copy of the true signed CCA , NO ENFORCEABLE DEBT !
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.5K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.5K Work, Benefits & Business
  • 599.8K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.