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Allowances

wolfie1_2
wolfie1_2 Posts: 30 Forumite
in Bankruptcy & living with it
Hi again,
does anyone know of, or have any figures for living allowances that the OR uses to calculate if I will have any disposable income?
Glenn
Bankrupt (10th June 2008 10:45)
Lets clean the mess and start afresh!:A

Comments

  • Waspeze
    Waspeze Posts: 2,479 Forumite
    Part of the Furniture Combo Breaker
    Mine are in this thread somewhere .. have a read, it might give you some idea's :)

    http://forums.moneysavingexpert.com/showthread.html?t=833285&highlight=waspeze
    :hello:
    Save a little money each month and at the end of the year you’ll be surprised at how little you have.
    An eye for an eye only ends up making the whole world blind
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    The OR does have some rough guidance figures based on data from the Office of National Statistics.

    But they are not allowances, and they are also not made public.

    The best bet is for you to post up your rough I&E so that people here can comment on it from their experience. :)
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • betterlatethannever
    betterlatethannever Posts: 5,280 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    http://www.hmrc.gov.uk/manuals/dmbmanual/DMBM800120.htm

    Is a good place to start.
    The figures have recently been updated too.

    Edit: waspeze, they've incresed HK!!
    The first time we said hello, was the first time we said goodbye. As the angels took your tiny hand and flew you to the sky-you forever left us breathless. RIP my beautiful granddaughter :(
  • betterlatethannever
    betterlatethannever Posts: 5,280 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    If you use that guide, please do so with care!

    For instance, if your single, best not to put down £39 for mobile/telephone. This is too exact.

    This may cause alarm bells to ring for the OR and he may scrutinise your SOA.
    The first time we said hello, was the first time we said goodbye. As the angels took your tiny hand and flew you to the sky-you forever left us breathless. RIP my beautiful granddaughter :(
  • Waspeze
    Waspeze Posts: 2,479 Forumite
    Part of the Furniture Combo Breaker
    betterlatethannever wrote: »
    http://www.hmrc.gov.uk/manuals/dmbmanual/DMBM800120.htm

    Is a good place to start.
    The figures have recently been updated too.

    Edit: waspeze, they've incresed HK!!

    I think I used that guide when I started .. as queried my H/K being reduced from £200 to £163, when that guide said £190ish and someone.. can't remember who (possibly JCS1?) said they use a different "guide" and £163 was the set amount.

    It may well have gone up though .. it should have!!!
    :hello:
    Save a little money each month and at the end of the year you’ll be surprised at how little you have.
    An eye for an eye only ends up making the whole world blind
  • betterlatethannever
    betterlatethannever Posts: 5,280 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Arhh, maybe the figures haven't gone up then.
    Though, as you say, they should have!
    The first time we said hello, was the first time we said goodbye. As the angels took your tiny hand and flew you to the sky-you forever left us breathless. RIP my beautiful granddaughter :(
  • Waspeze
    Waspeze Posts: 2,479 Forumite
    Part of the Furniture Combo Breaker
    I think the stats say food has gone up 15% or something in the last year, so there may be a case to increase the £163 by 15% (£187ish) and argue that point? Not sure how far you'd get with it though!
    :hello:
    Save a little money each month and at the end of the year you’ll be surprised at how little you have.
    An eye for an eye only ends up making the whole world blind
  • Waspeze
    Waspeze Posts: 2,479 Forumite
    Part of the Furniture Combo Breaker
    Here's the thread where I queried the H/K number .. as you can see on it I was using the HMRC number and JCS1 set me right :)
    http://forums.moneysavingexpert.com/showthread.html?t=840367&highlight=waspeze
    :hello:
    Save a little money each month and at the end of the year you’ll be surprised at how little you have.
    An eye for an eye only ends up making the whole world blind
  • maxmycardagain
    maxmycardagain Posts: 5,853 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    jeez, i only pay £10 a month virgin mobile, 300 mins + 300 texts, and have 450 mins due to rollover - me being billy no mates!
This discussion has been closed.
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