Sunday 11/05/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.


Today I will/have:

• Check online banking done
• Clicks done
• Take DD to pony show - take picnic with us to avoid spending on ridiculously priced stalls -£4 for bacon butty:eek:
• Cook tea this afternoon for oldies and eat for free
• Water all plants in greenhouse and veggies

Have a great day everyone enjoying the weather:D
Early start today as need to take DD to pony show. :rolleyes:
Hi to all the regulars:hello: :hello: :hello: and to the newbies:hello: :hello: :hello: Catch up with you all later:D

fletch3163

Good Morning all

Yesterday we did similar only we went fishing. So, to save paying "tourist" prices I got stuff to have a small BBQ by the waterside. It was adventurous, my DS (10) loved it, fire was involved (always a plus for a 10 year old boy) and I "saved" a fortune. UNTIL, that is, my DH popped into the fishing shop for "rubber eels"? He came out £50 lighter. I was fuming!!

So my small DFW thing today is either glue husband's hands together or go out without him

Happy Sunday everyone

andan

Wow, early start for you sophiesmum, and i thought i was doing well getting up at 8.30! Have a great day at the pony show.

Not many dfw things for me today:eek:, i must really get cracking with this assignment, which is sat next to me ready to type some up on the computer.

My things for today are:-
-Get three quarters of the way through the rough draft of my assignment.
-Look at and place some more matched bets
-Email friends back
-Start looking at sorting out something for my birthday which is at the end of the month
-See if i have a reply regarding change to my domain name and work on that
-Do any surveys i may receive
-Sort through emails
-Do daily clicks
-Have got the washing drying outside already!
-If i get chance, i really need to clean our disgusting bathrooms!
-Make store cupboard meals
-Write letter for credit card company i didn't get done yesterday
-Pay remainder of amazon credit card off and send them a letter to cancel.
-Send other letter to car insurance company.
-Spend some time sorting out my business cards and postcards
-Look for another job
-Check for mystery shops
-Write mystery shopping report

Have a great day everyone and hope you enjoy the last day of the weekend.

~Yorkshire_Belle~

Hello all

Early start for me too this morning, hope pony show goes well sophiesmum -

• got two loads washed and out on the line and another on the way
• bread made in BM and further loaf planned ( honey and sunflower - yum)
• sent DS2 and OH off to football tournament with pack out
• planned meal to go in slow cooker but don't need to do this till lunchtime
• got some work to do today which I have been putting off but can't any longer :mad: Not DFW but has to be done
• DS1 intends to trade in some games to get enough credit for a new one he wants
• make biscuits ( we've done so many of twink's hobnobs might be time for a change!) with DS3
• check online banking and do spreadsheets update

This week I need to

• renew car insurance
• plan half term so it doesn't end up costing me a bomb in last minute treats and unplanned for spends
• book car MOT and take (un)sealed pot to bank to get some funds towards the cost
• sort all footy boots ready to freecycle as it's the end of the season
• sort out my wardrobe to put winter stuff to one side and see what I have to survive with this summer

Hope you all enjoy the sunshine

claireabelle_2

:hello: morning all!
Lovely day again! Great day to be at a gymkhana, I am reminiscing about my youth, we don't have many ponies on clapham common
Today I have done my and OH's finances, so we know where we are for the rest of the month... and am about to download a template letter to reclaim his credit card charges.
Will meal plan this avo and hopefully spend nowt!
I did spend at B&Q yesterday, 4 pounds on plant food and water crystals and 18 on a wider shower hose, our shower was a trickle and my dad diagnosed the problem, so 18 quid is a small price to pay for doubling the power, but I did turn down an 8 quid one because it was white and I wanted chrome, naughty me! But... I won't have so many baths now! :T
Have a great day all
Claire

Cleosmum

Today I have

• Checked ebay sales
• Checked banking
• Called abroad after checking Martins callchecker and got it for 0.5p a minute :T (our phone provider charges 49p a min!!)

And I will

• [strike]Drive an hour to pick up a piece thats missing from bargain ebay bed[/strike] :mad: Done
• [strike]Go to a NT property nearby so its not a waste of petrol AND[/strike] Done (OMG my buttocks hurt from all the hills lol)
• [strike]Use walkers brit trips vouchers to get in for free[/strike] :T (Thanks Sophiesmum!) Done
• [strike]NOT visit the large shopping centre nearby![/strike] Avoided :T
• [strike]Do PB comps and CT (I hope).[/strike] Done but no CT
• Ring phone provider to drop our tarriff down as we no longer use their international service but we are paying for it grrrr.
• [strike]Wash a few loads on 30 quickwash and line dry[/strike] Washed, dried and folded ready to be put away :T
• Meals from stores, [strike]got a yummy chicken to roast, dont have one very often[/strike] :cool: Didnt manage to do the chicken as we got back too late! The kids & OH had pasta and pesto and I had chicken breast, new pots, veg and tom sauce.

And not DFW but I have an extension on my OU assignment, so I must get cracking, can someone keep a check on me and make sure I do??? Thanks lol.

binnie

Good morning, can I join in?

Today I am listing unworn clothes on Ebay which no longer fit me

Going to paint the window sill of the kitchen as it looks tatty

Weed the garden and sweep up, beats paying the young lad next door.
Use 4 drinks vouchers I won in a quiz, and have a cheap night out :beer:

Do some Pigsback clicks, I'm so far behind.

Do the odd survey which pops into my inbox

Use up old stuff from the freezer and make a funny meal for tea

xx

jenjade

hi guy i thought i was doing do read till i read what you busy bees have been doing!! lol
i have done 2 loads of washing.
arranged to go to mums for a roast with dd saves cooking
LISTED 3 THINGS ON EBAY!!! YEAH!!
mopped the lounge
stripped the beds ready to wash
daily clicks
found more stuff for e bay!

will got to tesco later for cheap bread! 10p-20p a loaf! yeah also whan the freezer is full of bread it is cheaper to run and it stops me buying other stuff to go in there?!!

Eternal_Optimist

Morning Everyone

DFW stuff today will include:

2 loads of washing to dry on line:A

Storecupboard meals for lunch and dinner:A

Not use any heating again today:A

Check online banking:T

Start looking at what bills I have to pay in week ahead and what shopping I will need when I do weekly shop on Friday....wanting to make some economies on food shop definitely:rolleyes:

Have a NSD as no need to go out:A

Good luck to all those working on OU assignments...had five years of doing those and it is easy to become disheartened at time but they are all worth it when you get your degree.:T

Hope everyone has a lovely sunny Sunday:cool:

jenjade

also i got loads of free packaging someone was throwing away with a huge bag of peanut packing thats what it is called so i am flogging it on e bay!!! yeah

spendaholic

1. Beginning to drop water heater stat by 1 degree per day until I don't have to add cold water
2. Not switching the laptop on until ALL my moneysaving and other chores are done
3. Ensuring ALL appliances with standby light on are switched off at wall
4. Daily "comps ending" clicks
5. Will be kickstarting my freelance writing today to help supplement my income (gave up the freelancing when I became an editor)
6. Will be batch-cooking 4 more "ready meals" to eat 1 and freeze 3.