how to stay debt free?

bommer

OK you get there - debt free but for how long?


We all hope that's it but is it
have we learn't our lessons

can we staY DEBT FREE

NEED TO C

LUV BOMMER 3 HOLS AND COUNTING!

mah_jong

I am not had any debt other than then the mortgage in umpteen years. I said I could not afford it, I would be happier saving for something.

If its worth saving for ....its worth getting!

Once I pay off the mortgage - next year, I shall start doing the sort of stuff that many fold remortgage for... kitchen,bathroom etc if and when required.

I can never see a reason that I should be in debt in the future .....

angelavdavis

I cleared my debts last year and have been overpaying the mortgage ever since. We are much better at saving for items we want to buy rather than getting into debt.

seven-day-weekend

We bencame mortgage free on our main home in the 1990s (but not debt-free), then bought an investment flat on a mortgage in 1997, sold it in 2005, cleared its mortgage and the few remaining debts and have been debt-free ever since after taking early retirement on a small income.

If we haven't got the money, we don't have it.

kosma1

i am working on being debt free. pay extra when i do overtime, also save some should i need it to pay off cards if 0% disappear.

After getting myself into debt in the first place, i am now mroe inclined to think if i dont have the money to pay for it i dont have it....just hope i can keep it up, but never want to be in debt again once i am free so hope that is enough to keep me strong. gl all xx