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Worried-Fixed Term Ending-Lower income-HELP!

245

Comments

  • MissKay
    MissKay Posts: 52 Forumite
    Part of the Furniture Combo Breaker
    Well, apparently if we are working over 21 hours each then it's not an issue?

    Edit - Sorry, yes we've got 23 yrs left.
    That money talks - I can't deny,
    I heard it once - it said 'goodbye'!
  • Ian_Griffiths_Halifax
    Ian_Griffiths_Halifax Posts: 1,690 Forumite
    So in summary you want to get your payments down because you want to go part time! Get real !!!!!!. One or the other may be able to go Part Time but not both. You are just trying to get a lazy lifestile IMO.
    I am a Mortgage Consultant and don't like to be told what I can and can't put in a signature so long as it's legal and truthful.
  • MissKay
    MissKay Posts: 52 Forumite
    Part of the Furniture Combo Breaker
    Ian_Griffiths_Halifax wrote: »
    So in summary you want to get your payments down because you want to go part time!
    :confused: It's because we want to look after our kids, not because we're lazy. We're not going to be sat watching daytime tv, picking our noses. We've got two babies and we'd rather we looked after them than anyone else. We wouldn't both be off work at the same time. Would you think I was lazy if I wanted to be a sahm while my partner worked?

    I don't want to reduce my payments just keep them affordable.
    That money talks - I can't deny,
    I heard it once - it said 'goodbye'!
  • Ian_Griffiths_Halifax
    Ian_Griffiths_Halifax Posts: 1,690 Forumite
    what is a saham?

    You don't both need to be part time. Get real!
    I am a Mortgage Consultant and don't like to be told what I can and can't put in a signature so long as it's legal and truthful.
  • MissKay
    MissKay Posts: 52 Forumite
    Part of the Furniture Combo Breaker
    Stay At Home Mum

    Do you have any advice on my mortgage? Or are you just going to pass judgement on my childcare choices?
    That money talks - I can't deny,
    I heard it once - it said 'goodbye'!
  • dmg24
    dmg24 Posts: 33,920 Forumite
    10,000 Posts
    MissKay wrote: »
    Stay At Home Mum

    Do you have any advice on my mortgage? Or are you just going to pass judgement on my childcare choices?

    I think what people have an issue with is:

    1) Regarding £36K as a low income, and
    2) The fact that you think it is ok for you to look after other people's children, but not for other people to look after yours? Big (read: HUGE) double standard there.
    Gone ... or have I?
  • shellsuit
    shellsuit Posts: 24,749 Forumite
    Part of the Furniture 10,000 Posts Photogenic Combo Breaker
    Blimey, I think you are being very harsh to a brand new poster, who is asking for advice on what her family have chosen to do, not criticism on their choices!

    MissKay, I wish I could help but I can't sorry.......good luck with it though :)
    Tank fly boss walk jam nitty gritty...
  • Ian_Griffiths_Halifax
    Ian_Griffiths_Halifax Posts: 1,690 Forumite
    Ian_Griffiths_Halifax wrote: »
    what is a saham?

    You don't both need to be part time. Get real!

    I refer to my previous post!

    I'm happy to help people on this forum, but people also need to help them selves :mad:
    I am a Mortgage Consultant and don't like to be told what I can and can't put in a signature so long as it's legal and truthful.
  • Ian_Griffiths_Halifax
    Ian_Griffiths_Halifax Posts: 1,690 Forumite
    shellsuit wrote: »
    Blimey, I think you are being very harsh to a brand new poster, who is asking for advice on what her family have chosen to do, not criticism on their choices!

    MissKay, I wish I could help but I can't sorry.......good luck with it though :)

    Bol**x they need a reality check!
    I am a Mortgage Consultant and don't like to be told what I can and can't put in a signature so long as it's legal and truthful.
  • MissKay
    MissKay Posts: 52 Forumite
    Part of the Furniture Combo Breaker
    It's not a double standard. It's just a bit daft if I'm looking after someone else's children and paying someone to look after my children at the same time. Why don't I just cut out the middle man and look after my own children?

    About the £36k, low income is relative and it's lower than we are used to. I don't think teachers are spectacularly well paid.
    That money talks - I can't deny,
    I heard it once - it said 'goodbye'!
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