(£) - arrangement to pay

debrag

I haven't been on here for a while and have just checked my credit report.

Since Jan I have been making bigger payments than previously, not big amounts but still it's an increase but I have some concerns.

Callcredit

• I have done down from 5 active accounts to 3
• TSB Loan went from (ok) in Nov 07 to (3) in Apr 08
• MBNA has been (ok) since Sept 07
• Capital One is no longer there
• TSB CC no longer there
• HFC has never been on there

Equifax

• Gone from 7 to 9 active accounts
• Capital One (6) since Jun 06 with one (£) in Mar 08
• HFC (D) since Apr 06
• TSB CC (£) since Oct 07
• Barclaycard (£) since Sept 06
• MBNA (£) since Dec 06
• TSB Loan (ok) Mar 06 to Jan 08, now (£)

Is (£) really bad? I'm wondering why with the loan on callcredit for some months it was (ok) when equifax was (£) but then it changed.

I thought things got better over time? Been on a DMP since Mar 06 and even with an increase some credits have gotten worse, whereas some have gotten better.

What make a credit report company take creditors off your report?

chevalier

It might be how long you have been paying the debt ie more than 6 years? But I am not really sure, bumping for someone more knowledgeable
chev

debrag

thats can't be right as Capital One was opened July 05 and TSB opened April 05. I have settled accounts on there from 05.

Anything from the last 6 years would still be shown

Have they been passed on to collection agencys? they seem to still be affect my score (gone down)