Friday 9/05 08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.


Today I will/have:

• Check online banking
• Clicks
• storecupboard lunch
• Check veggies and water plants in greenhouse
• Try and not spend any money
• Check out some bulk buy prices in costco later when I go for work
• Cook tea for oldies tonight so will be eating for free:D

Another sunny day here today and it is my birthday so I am happy as I will be getting spoiled today:D Happy birthday to :money: and also to piglet too
Need to get my office sorted for hols next week so relief manager can actually find stuff:o . We are of to Malta on Tuesday for two weeks on our mse holiday which was totally paid for from quidco/topcashback/greasy palm earnings last year:D and the spending money is from our £2 savings:D
Andan, Klane etc are going to keep the thread going whilst I am away - :A :A :A Thanks Guys :A :A :A

Have a good day everyone, hi to all the regulars:hello: :hello: :hello: and hi to any new posters:wave: :wave: :wave:
Catch up with you all later:D

sophiesmum_2

Just checked my online banking and have £25.02 credit from quidco that I had forgotten about:D nice surprise.

falady

Happy birthday Sophie's mum and piglet!

Hope you both have a lovely day and enjoy the sunshine.

Today i have / will:
- check my online banking
- make tea from freezer / cupboard
- not spend too much in the pub tonight
- plan my holiday spending money

Have a good day everyone!

Ali x

RedDino308

Morning Everyone and Happy Birthday SophiesMum,

What a fabulous day it is today.

Anyway, today I have/will:
- Check online banking.
- See if I can get the online banking for my c.c. to work.
- Have store-cupboard meals.
- Not spend a sausage.

Take care y'all

RedDino308

got-it-spend-it

Happy Birthday Sophiesmum! Have a great day.

Off to work in a bit so shouldn't spend too much today. DFW actions will be:

-Check Internet Banking- £127 dividend payment has gone in from my work shares which I wasn't expecting so that is a very well received bonus at the moment as I have just changed jobs and won't be getting a wage this month!

-Storecupboard breakfast and dinner- will probably just have a (free) coffee at work for lunch as have had a huge brekky.

-Done Pigsback clicks- ordered a Waterstones voucher for me and Boots voucher for hubby!

Think that's it today, but being at work till 8 will stop me spending much. Have a great day everyone.

GISI

SmellyOldSock

Morning All

Happy birthday to Sophiesmum

today I've/will

-wash at 30
-line dry the above
-lunch from store
-dinner from freezer (just buy fresh salad stuff)
-check on-line banking
-do piggy clicks if any

have a good day, its beautiful

Charlotte

headoutthesand

:bdaycake::kisses: :bdaycake: Happy Birthday everyone :bdaycake: :kisses: :bdaycake: - September must have been a boring month in some households what with all these birthday today.....:p

Well not as nice just now but hopefully pick up later on. Today I....

checked online banking
moved OH weekly wages to new account to avoid temptation
checked quidco on my successful ticket but raised a new enquiry cos it was paid at £50 short:mad:
done piggy comps - no clicks today
made arrangements on freecycle for someone to collect item
will post wanted item on freecycle for chute for the boys
will walk to nursery with DS1
will go to asda for new trainers for DS1 for sunday - nephews 1st communion so need to look presentable. DS2 will be wearing his £45 shoes that he got at the weekend :eek: :eek: :rotfl: . my mum paid half so not too bad. He is only 15 months so i like to buy really good shoes with ankle support for him toddeling about. He'll be wearing asda soon enough.
will make the spag bol for dinner tonight as we ended up having salad last night.

Hope everyone has a nice day

jak

Today I will have:
Checked internet banking- all good!
Do house hold jobs if my back stops hurting...poor me!
Have store cupboard meals and eat at work tonight, as will dh!
Do some gardening as seeds need potting up!
Fill in my consumer pulse shopping as went shopping yesterday!
Hopefully order another voucher to put towards Christmas from consumer pulse! Got £10 Argos, £10 Mothercare and £10.49 Boots points so far, plus £4 Debenhams gift card left over from our wedding last year. I've also managed to get most of my Christmas pressies already! Got cards yesterday in the works for £1 a bag! -you could fill it up! We got 46 cards for all different occasions and we also got 48 baby boy welcome cards to send to people for £2.32 29p for 6 which is cheaper than I could've made them!!!!
-Ate a crust of bread toasted for my breakfast which I HATE!!!! WHEN I AM DEBT FREE I WILL NEVER EAT THE CRUST AGAIN- I HATE IT YUKYUKYUK!
That's incentive...
Have a fab day folks...
J
X

klane

Happy Birthday Sophiesmum and Piglet! :beer:

Will post my DFW stuff later.

Bagpuss741

Today i have/will

1. Checked online banking.
2. Posted follow up letter to cap 1 regarding company I was studying with going bust.
3. Piggy Comps/Clicks.

Happy Birthday to sophiesmum and piglet!!! hope you both get to eat lots of cake:)

Eternal_Optimist

:beer: Happy Birthday to Sophiesmum & Piglet:beer:
:rotfl: Hope you both have a fab day:rotfl:

:T Well done to Sophiesmum on how you paid for you hols...must make it all the sweeter:T

Right DFW stuff:

Just back from weekly shop...spent £54 which is bit more than normal:rolleyes: but there were some good offers esp BOGOF so hopefully next week's spend will be a bit less.

Just poured myself a big glass of red wine:p ....well it was a kinda stressful morning and bottle was only £2.49 in Somerfield so it'll either kill me or cure me:rotfl:

Pegged out washing online prior to this....thought it only wise:p

Will have a storecupboard meal tonight:A

No heating on again...isn't this weather bliss in so many levels:T

Checked online banking.....with all the advice/tips I've gleaned from this site in first month of joining I should be able to throw £200 at Capital One CC next week...ok only £150 will go to actually reducing balance as their insurance/interest grab is approx £50:mad: ...but I'm delighted still to be able to make a significant payment....largest one for a long, long time:D

Think that's about all....Hope everyone is having a very happy, successful Friday:T