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Threat of Baliff action - urgent advice sought

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Comments

  • jmp1
    jmp1 Posts: 16 Forumite
    Hi All,

    I have a result:T :j

    I have received a letter from the Council and they have re-instated the payment plan.

    Thier letter states that my local Councillor also wrote an email on my behalf, so :T to our local Councillor.

    I can now sleep at night ;)
  • RAS
    RAS Posts: 36,609 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    JMP

    I am so glad things are going well. Now - can you keep to the payment plan?

    if you need help there is loads available on here.

    And have you pmed or e-mailed Herbie to let her know the good news?
    If you've have not made a mistake, you've made nothing
  • kel123_2
    kel123_2 Posts: 476 Forumite
    well done

    Kel
    June 2005 = 48K of Debt:cry:
    Sept 2006 Started dmp = 56k of Debt (inc fees and charges) DFD April 2030:eek:
    May 2008 = <5k of Debt (CCA route -48K, paid off 3K) DFD April 2010
    Nov 2008 Lloyds found CCA for 14K loan:mad: New DFD Jan 2016

    Happy so far tomorrows another day:confused:
  • caleo
    caleo Posts: 345 Forumite
    That is great news!! Shame that they had to put you through so much additional stress first though!!!
  • Dithering_Dad
    Dithering_Dad Posts: 4,554 Forumite
    Mortgage-free Glee!
    That's great news, and thnxs for updating your thread. Often we never get to see any of these 'happy endings'. Sounds like you've got a decent councillor there.
    Mortgage Free in 3 Years (Apr 2007 / Currently / Δ Difference)
    [strike]● Interest Only Pt: £36,924.12 / £ - - - - 1.00 / Δ £36,923.12[/strike] - Paid off! Yay!! :)
    ● Home Extension: £48,468.07 / £44,435.42 / Δ £4032.65
    ● Repayment Part: £64,331.11 / £59,877.15 / Δ £4453.96
    Total Mortgage Debt: £149,723.30 / £104,313.57 / Δ £45,409.73
  • chappers
    chappers Posts: 2,988 Forumite
    Thats good news who ever suggested contacting your local councillor was dead right it's the one thing that really puts the wind up the local council.
    I have heard several times of when councils refuse to take debts back from over pushy and intimidating bailiffs , that once a local councillor gets involved they soon change their tune.
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