I made it!!

susimuggle

Many congratulations. Hope you stay debt-free for a long time (or preferably forever). :-)

jimster999

Well, it's now been almost a year since I achieved my goal of being debt-free and I realise that life is so much nicer without debt.

I'm now saving money each month (possibly to buy a house) and taking the banks for every penny I can (legally) - so far this month I have opened 3 x Halifax Reward (£15/month), 1 x First Direct (£200 cashback), and have also previously lined up 1 x Egg Money card (£200 cashback this month - hopefully), 1 x Abbey (5.5% interest on savings) and two stoozed credit cards which I opened earlier. But it has been a good month! :rotfl:

PS I'm still loving being debt free although it doesn't give me quite the same adreneline rush it did for the first three months or so; although when I sit in the (cheap) car I bought with my own actual cash and savour the fact that no bank could ever lay claim to it I still feel a slight tingle of joy