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Mizmir's determined to get there diary

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Comments

  • mizmir
    mizmir Posts: 3,710 Forumite
    Debt-free and Proud!
    Am back - work finished for the day - quicker than expected - and with good news. That funding application that I was working on a month or two back was successful - sadly not money coming to me personally but it will make things very positive at work and might even swing a bit of a payrise later in the year - can but hope! Anyway my NSD has gone out the window as I bought an icecream to celebrate! :o

    Wish my own finances could be sorted so easily. Posted my ebay parcel - underestimated postage and come out with £1.29 profit :mad:. Am going to give up on ebay I think - it is not worth all the hassle. Will try to clear a load of stuff in a car boot instead! So only the clearing the kitchen table left to do from my list - wonder why that one is always left over :rolleyes:.
  • I agree about the postage of stuff, and by the time you have added packaging..not always worth it.
    Well done on sorting stuff out a well earned rest is in order now.
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Well done Mizmir..great to hear that all that time you spent on that application paid off....great that you've got all your jobs done as well...nice chill out time now x
  • mizmir
    mizmir Posts: 3,710 Forumite
    Debt-free and Proud!
    Well have been doing some thinking. I had originally been thinking in terms of going for substantially reducing my full time work in 2 years time to do the dog training. But I have some new projects now so have decided that 4 years is more realistic - both from the point of view of being able to see these through and of getting debt free, sorting the house out and building up a reserve. So 4 years it is. Will still be trying to clear the debt asap but am not going to panic about it. First step will be recalculating how much we owe..... but to do that I need to find the statements ..... and to do that I need to sort through the paper piles..... so it could take a little while. But it is definitely sub £20K now. I reckon two years to get rid of that and two years to build up a reserve (and get bathroom done!) is very doable.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I'm on the same schedule - 2 years to get shot of the debt, 2 years to save up to move house....

    so.....we can have a joint debt free party in 2010.....and an even bigger party in 2012 :confused:

    Well done on the funding application :T
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • mizmir
    mizmir Posts: 3,710 Forumite
    Debt-free and Proud!
    hypno06 wrote: »
    I'm on the same schedule - 2 years to get shot of the debt, 2 years to save up to move house....

    so.....we can have a joint debt free party in 2010.....and an even bigger party in 2012 :confused:

    You're on! :D
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    YAY!! I will start saving my pennies for the party food :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Wow! Thats .... fast. I'd better get my skates on. With my piddly little debt, I should be debt free at the end of this year if I was going at that rate.... :o:o
    2023: the year I get to buy a car
  • mizmir
    mizmir Posts: 3,710 Forumite
    Debt-free and Proud!
    It's hypno that's really motoring on this - I'll be relatively sedate by comparison - but then I am not as good at it as she is! :D
  • I'm putting away the champers..especially for the occasion..I reckon we are on for a couple of years..it must be the night for thinking things through, as i want to move next year...when NR mortgage deal ends, so need to save up for fees and get mortgage reduced at same time..i reckon you will have it done well before.
    Oh and congrats in advance for being sub 20k. x
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
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