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Rock Bottom

This is the lowest I have been for ages, been working my !!!! off to get things sorted, pay money back, sell my van etc but it seems that every step I take I get pegged back by something else cropping up!

Yesterday my Lower Rate loan (to combine all debts) gets turned down.

Today I get a letter from Companies House threatening a Criminal record for not filing my accounts (they are ready - just waiting Vat return copies) - at the moment if they are submitted i Owe 2k to the Vat man.

and my G/F who is noemally supportive is giving me !!!! that I dont need right now

Anyone fancy Emigrating?
DEBT FREE - FEB 2010 :beer: (LBM £24,000)
House Deposit 2010 - £2500 / £10,000 Saved

Comments

  • kizzykizzywizzy
    kizzykizzywizzy Posts: 6,906 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Aaah Guesty, I'll come with you:D

    It's horrible when things don't work out, the way you want/need them to.

    Financially I'm the best off I've been for years, but personally, due to the death of my Mum, just over a year ago, everythings rubbish, I could cope with it, but it's my Dad, who's drinking a lot, my mega demanding Nan (94) + so much to do all the time looking after kids work etc.+ more

    Sounds at the moment, you've got both going on financial & personal probs, you poor thing:grouphug: I hope things get better for you, only a week or so of me posting how bad my life was & how in debt I was, I found that I could cash in an isa I had & it paid £12k of my debt off, you never know what's around the corner & after a run of bad luck, it has to change for the better one day:T if not - where are we emigrating to?:rotfl:
    Comping again - wins so far : 2 V festival tix, 2 NFL tix, 6 bottles of wine, personalised hand soap, Aussie miracle conditioner :beer:

    Married my best friend 15/4/16 :)
  • angeldiva
    angeldiva Posts: 346 Forumite
    Debt-free and Proud!
    oh dear...sounds like not a good week....erm.....well at least the sun is shining (enthusastic smile)

    Sorry I have nothing of use to say lol
    In Jan 2007 I had a debt of £27,896.00 :eek:
    In October 2011 I paid it off and owned £0.00 - Kinda proud of this!:T
  • Guesty6
    Guesty6 Posts: 136 Forumite
    Vegas perhaps?
    DEBT FREE - FEB 2010 :beer: (LBM £24,000)
    House Deposit 2010 - £2500 / £10,000 Saved

  • kizzykizzywizzy
    kizzykizzywizzy Posts: 6,906 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Why not:beer: ................................oh small problem of Husband 2 children & 2 hamsters, might cramp your style a bit!! ( not the hamsters, they're cool )

    Seriously, I really hope things turn around for you, if you've hit rock bottom the only way is up ( I'll be singing that now:mad: )
    Comping again - wins so far : 2 V festival tix, 2 NFL tix, 6 bottles of wine, personalised hand soap, Aussie miracle conditioner :beer:

    Married my best friend 15/4/16 :)
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    Hey guesty, sorry you feel so low.

    Ring up Companies House and explain. I've been on the wrong side of them before and they proved very understanding and human when they realised I was just incompetent and not criminal.

    Hope you feel brighter soon. And yes I'll emigrate with you, if you can fit me into the luggage along with kizzywizzy and her hamsters.
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • scooterwife
    scooterwife Posts: 132 Forumite
    Me too, if its a very large suitcase.
    Other than that, nothing useful to add, just keep smiling, things do get better, it just seems a long slog for nothing sometimes doesn't it?
  • scooterwife
    scooterwife Posts: 132 Forumite
    P.S. Nowhere too hot please, heat rash!!!:rotfl: :rotfl:
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