We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Not enough money 2 live off, so def no money for creditors
continualdiamond
Posts: 2,830 Forumite
Just after some advice please.
Most of you will know that my OH is unemployed and that is the reason for our money problems. This mth (22nd April - 22nd May this is a mth for us as its when i am paid) my wage didn't even cover the bills, we were £70 short and have had to have money off my OH's parents to pay the remaining bills + money for food shopping/petrol.
My query is should i pay token payments to payplan? We have been for the past 2 mths, but this mth, just couldn't afford it. My way of thinking is its more a priority to pay the bills and not get behind with them and have food in the house rather than paying off debts. We cannot do anything this mth, not even just 1 drink each at the pub, no hair cuts or clothes etc, its just been bills paid,petrol and food shop.
Payplan have asked for the token payments you see and i've replied back letting them know how desperate the situation has been, but i do not know how they will react.
I felt sick trying to find a way to make this mth work without the hassle of paying payplan, so what do i do?
Most of you will know that my OH is unemployed and that is the reason for our money problems. This mth (22nd April - 22nd May this is a mth for us as its when i am paid) my wage didn't even cover the bills, we were £70 short and have had to have money off my OH's parents to pay the remaining bills + money for food shopping/petrol.
My query is should i pay token payments to payplan? We have been for the past 2 mths, but this mth, just couldn't afford it. My way of thinking is its more a priority to pay the bills and not get behind with them and have food in the house rather than paying off debts. We cannot do anything this mth, not even just 1 drink each at the pub, no hair cuts or clothes etc, its just been bills paid,petrol and food shop.
Payplan have asked for the token payments you see and i've replied back letting them know how desperate the situation has been, but i do not know how they will react.
I felt sick trying to find a way to make this mth work without the hassle of paying payplan, so what do i do?
Mummy to two girls: October 2013 and February 2016
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.6K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.9K Spending & Discounts
- 244.6K Work, Benefits & Business
- 599.9K Mortgages, Homes & Bills
- 177.2K Life & Family
- 258.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards