We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Wescot
georgiasmum
Posts: 390 Forumite
I have an old debt that I have been paying off with these people. I have asked for a copy of the CCA and am awaiting their reply. The debt is 8 years old now. Will they pursue me for ever and ever or will they eventually give up? I am loathe to speak with them...
THE LONG AND THE SLOW ROAD SEEM TO APPLY TO DEBTS AND DIETS... THE TWO THINGS I WANT TO SEE THE BACK OF...:D
0
Comments
-
If they cann,t supply a CCA , stop paying , and after six years it should be taken off credit file !0
-
Does this mean that if they cannot supply a CCA (it was a loan/OD with LloydsTsb) that I can forget it? The 6 years is well over and it doesn't show on my credit file any more anyway. It is 8 years now. I am confused about the statute barred legislation.THE LONG AND THE SLOW ROAD SEEM TO APPLY TO DEBTS AND DIETS... THE TWO THINGS I WANT TO SEE THE BACK OF...:D0
-
Overdrafts are different , they don,t fall under the CC ACT. If you have not acknowledged or paid anything in the last six years a debt is statue barred .ie becomes unenforceable .0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.6K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.9K Spending & Discounts
- 244.6K Work, Benefits & Business
- 599.9K Mortgages, Homes & Bills
- 177.2K Life & Family
- 258.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards