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Section 4 BR forms help please
trulymadlydeeply_indebt!
Posts: 909 Forumite
Just having a bit of a panic before I go BR 10 am tomorrow.
I completed my forms last week and took copies. I've just read elsewhere that you have to repeat ALL the details of section 4 (unsecured) also onto section 5. I didn't. When I finally got to section 5 I simply wrote "as section 4 plus x, y, z". Have I done wrong? Will I be turned away and asked to come another day? Yikes!
I'm not sure I'll have times. I'm doing school runs at 8.45 and have been told to arrive at court between 9.15 and 9.30. Now my hassle is that the court is about 45 mins away so I will be pushed for time as it is, without the added pressure of completing section 5 and finding a photocopier in an unknown town.
Your urgent replies are much appreciated.
Cheers
TMD xx
I completed my forms last week and took copies. I've just read elsewhere that you have to repeat ALL the details of section 4 (unsecured) also onto section 5. I didn't. When I finally got to section 5 I simply wrote "as section 4 plus x, y, z". Have I done wrong? Will I be turned away and asked to come another day? Yikes!
I'm not sure I'll have times. I'm doing school runs at 8.45 and have been told to arrive at court between 9.15 and 9.30. Now my hassle is that the court is about 45 mins away so I will be pushed for time as it is, without the added pressure of completing section 5 and finding a photocopier in an unknown town.
Your urgent replies are much appreciated.
Cheers
TMD xx
Decluttering junk and debt in 2016
Debts - Vanquis £3500 1/1/16; DFD - when I'm dead with £100,000,000+ interest :eek: UPDATED Feb 2016 £2739.80; DFD June 2016 :j
Next - £1500 1/1/16 DFD about 10 years time. UPDATED Feb 2016 £1371.16; DFD July 2016 :j
THE GOAL IS TO HAVE NO DEBT BY THE END OF 2016
Debts - Vanquis £3500 1/1/16; DFD - when I'm dead with £100,000,000+ interest :eek: UPDATED Feb 2016 £2739.80; DFD June 2016 :j
Next - £1500 1/1/16 DFD about 10 years time. UPDATED Feb 2016 £1371.16; DFD July 2016 :j
THE GOAL IS TO HAVE NO DEBT BY THE END OF 2016
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Comments
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Hi ya .. all my debts had been passed to DCA's so only put my cash account in section 5 .. but if you've been using credit cards or bank accounts that you've listed in section 4 then you do need to list them ...
If you've taken copies... why can't you just hand write in section 5 (on all 3 copies) the relevant bits you've missed off?:hello:Save a little money each month and at the end of the year you’ll be surprised at how little you have.An eye for an eye only ends up making the whole world blind0 -
Also.. if you just fill it out on one copy... the court will most likely be able to photocopy it if you explain to them what happened .. they'll probably charge you though
:hello:Save a little money each month and at the end of the year you’ll be surprised at how little you have.An eye for an eye only ends up making the whole world blind0 -
Cheers Waspeze - Looks like I'll be up a bit longer tonight then LOL!
The reason I didn't repeat section 4 was there were so many of them - it took flippin hours!
Really appreciate you replying.
Ta hun
xxDecluttering junk and debt in 2016
Debts - Vanquis £3500 1/1/16; DFD - when I'm dead with £100,000,000+ interest :eek: UPDATED Feb 2016 £2739.80; DFD June 2016 :j
Next - £1500 1/1/16 DFD about 10 years time. UPDATED Feb 2016 £1371.16; DFD July 2016 :j
THE GOAL IS TO HAVE NO DEBT BY THE END OF 20160 -
The question asks.. "do you have any credit cards etc" so if these cards have been passed to dca's or closed down then technically you don't have them anymore? (might help reduce it a bit?) ..
With bank accounts, it only asks for bank accounts held in the last two years...:hello:Save a little money each month and at the end of the year you’ll be surprised at how little you have.An eye for an eye only ends up making the whole world blind0 -
Oooops .. .sorry, was really rude of me
forgot to say.....
All the best for tomorrow
:) :hello:Save a little money each month and at the end of the year you’ll be surprised at how little you have.An eye for an eye only ends up making the whole world blind0 -
Hi
Section for asks for UNSECURED CREDITORS.Section 5 asks for BANK ACC AND CC. If cc are listed in unsecured creditors then yes repeat them in section 5. Good luck for today.Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D0 -
Hi
Section for asks for UNSECURED CREDITORS.Section 5 asks for BANK ACC AND CC. If cc are listed in unsecured creditors then yes repeat them in section 5. Good luck for today.
I had 3 credit cards listed in section 4... all of which had been passed to DCA's so technically I didn't "have" them any more as I did not "hold" the cards and did not list them in section 5 .. My OR said that was fine!
If the cards are still active then yes, list them in both sections!:hello:Save a little money each month and at the end of the year you’ll be surprised at how little you have.An eye for an eye only ends up making the whole world blind0
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