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I have major credit problems from 6 years ago

SAWRYDAWG
Posts: 1 Newbie
I have never owned a home. Due to back to back serious illness in my family i became overloaded and couldnt pay my bills. Things are stable for the last 6 years now. I have payed cash for everything to avoid the shame of the way it looked on paper. my income is very good. I want to buy a home for my family. My credit is thin because of time and whats left looks bad. Is there any hope for me getting a loan. No BK only collections and judgements. I have no loans open currently and the amount i need to borrow is less than half my yearly income. Please give me an idea if there are any.
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