HELP!! Can they really chase me for this??

10past6

What did you do with the log book when you gave the car back? also what about the insurance, did you inform them you handed the car back when you cancelled, you could try contacting the insurance company?

Did you inform DVLC you were no longer the registerd keeper? you could try and contact DVLC and ask for the history ownership showing dates.

missieB

Thank you, i'll ring DVLC tomorrow.

Still can't believe it's up to me to prove that I don't owe them and that I returned the car, surely it should be the other way around?!!!

10past6

missieB wrote: »

surely it should be the other way around?!!!

Hello missie

You could send them this letter, amending it with your details, send by RECORDED DELIVERY:

(Your home address)
_________________
_________________
Date: ____________

To: ______________
__________________
Dear Sir/Madam

Account no:

You have contacted me/us regarding the account with the above reference number, which you claim is owed by myself/ourselves.

I/we would point out that I/we have no knowledge of any such debt being owed to (insert company name).

I am/we are familiar with the Office of Fair Trading Debt Collection Guidance which states that it unfair to send demands for payment to an individual when it is uncertain that they are the debtor in question.

I/we would also point out that the OFT say under the Guidance that it is unfair to pursue third parties for payment when they are not liable.

In not ceasing collection activity whilst investigating a reasonably queried or disputed debt you are using deceptive/and or unfair methods.

Furthermore ignoring and/or disregarding claims that debts have been settled or are disputed and continuing to make unjustified demands for payment amounts to physical/psychological harassment.

I/we would ask that no further contact be made concerning the above account unless you can provide evidence as to my/our liability for the debt in question.

I/we await your written confirmation that this matter is now closed. Otherwise I will have no option but to make a complaint to the trading standards department and consider informing the OFT of your actions.

I/we look forward to your reply.

Yours faithfully

(Your signature)

missieB

Thank you, I'll send it tomorrow.