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Yet another newbie

Hello all you savvy spenders:j


I have been lurking for many months and tryin to follow some of the basic steps so far ...but never seem to practice what i preach:confused:

i need to learn ALOT....
1. how to be good with money
2. how to change my bills
3. to think before i spend
4. to think things through
5. to disapline myself
6.REDUCE MY DEBT!!!!!!!...should have put at number 1 ooops
.............amongst a few other things


as you can see i am a complete novice and do not no what to do first , im hoping that with you lovley ppls support and motivation i can tackle what seems to be an every day problem!!!

P.S...can you buy willpower....:rotfl:
DFW AND OS'ER IN TRAINING!!:D
Oh and bump due 3rd Dec 09' mummy to be for the first time :T
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Comments

  • arthurdick
    arthurdick Posts: 3,726 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    ha, i wish i could buy willpower, it would save me a fortune ;)
    Corduroy pillows are making headlines! Back home in London now after 27years wait! Duvet know it's Christmas, not original, it's a cover.
  • daisychain80
    daisychain80 Posts: 153 Forumite
    ha ha me too, if only they sold it a the poundshop.....lol
    DFW AND OS'ER IN TRAINING!!:D
    Oh and bump due 3rd Dec 09' mummy to be for the first time :T
  • arthurdick
    arthurdick Posts: 3,726 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    ha, if they sold it at the £1 shop, i would buy 2 , 1 for the missus, which would save me much more of a bigger fortune., and more room in the wardrobes ;)
    Corduroy pillows are making headlines! Back home in London now after 27years wait! Duvet know it's Christmas, not original, it's a cover.
  • daisychain80
    daisychain80 Posts: 153 Forumite
    ha ha im sure my fella would agree!!!!!!!!!!!!
    DFW AND OS'ER IN TRAINING!!:D
    Oh and bump due 3rd Dec 09' mummy to be for the first time :T
  • arthurdick
    arthurdick Posts: 3,726 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    totally ;)
    Corduroy pillows are making headlines! Back home in London now after 27years wait! Duvet know it's Christmas, not original, it's a cover.
  • arthurdick
    arthurdick Posts: 3,726 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    ha ha .. see you around, you should have some wise words of advice from a few on here soon..it is a good site, and very helpful.. take care yeah.. have fun ;)
    Corduroy pillows are making headlines! Back home in London now after 27years wait! Duvet know it's Christmas, not original, it's a cover.
  • daisychain80
    daisychain80 Posts: 153 Forumite
    ok thank you very much, i will look forward to the peeps on here showing me the way forward....i hope!!!!
    DFW AND OS'ER IN TRAINING!!:D
    Oh and bump due 3rd Dec 09' mummy to be for the first time :T
  • arthurdick
    arthurdick Posts: 3,726 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    hi again, daisychain, before i go again. if you need any advice at all, keep posting in a few threads, otherwise, this thread will be lost and nobody will be able to help..if they cant see a thread..so take part in a couple of the threads around, you will soon get all the help and advice you need.... good luck ..dont be afraid to post, 99% of the people on here are friendly, they wont bite your head off..
    Corduroy pillows are making headlines! Back home in London now after 27years wait! Duvet know it's Christmas, not original, it's a cover.
  • daisychain80
    daisychain80 Posts: 153 Forumite
    thats good to no thank you...will do!
    DFW AND OS'ER IN TRAINING!!:D
    Oh and bump due 3rd Dec 09' mummy to be for the first time :T
  • daisychain80
    daisychain80 Posts: 153 Forumite
    helllloooo is there anybody out thereeeeeee!!!!!!!!xxxxx
    DFW AND OS'ER IN TRAINING!!:D
    Oh and bump due 3rd Dec 09' mummy to be for the first time :T
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