We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
DCA for old debt and on DMP
sjk100
Posts: 24 Forumite
Hi all,
A few months ago I was contacted by a DCA with regards to an old overdraft account that I had with Lloyds. I had not heard anything with regards to this account for 3 years despite sending change of address details to Lloyds and even going into a branch (to which I was told the account had been closed down!) I was therefore a little shocked when contated by a DCA requesting the overdraft be paid back plus a large amount of interest that had been incurred over the 3 years.
I wrote to the DCA and Lloyds asking why the amount owed had increased, why they hadn't contacted me for 3 years and why I had previously been told the account had closed? The account was then handed back to Lloyds who sent me my last 3 years of statements and nothing else.
The account has now been passed to another DCA without Lloyds answering any of my previous enquiries/questions. Is there anything I can do about this?
If anybody has any advice I would really appreciate it.
A few months ago I was contacted by a DCA with regards to an old overdraft account that I had with Lloyds. I had not heard anything with regards to this account for 3 years despite sending change of address details to Lloyds and even going into a branch (to which I was told the account had been closed down!) I was therefore a little shocked when contated by a DCA requesting the overdraft be paid back plus a large amount of interest that had been incurred over the 3 years.
I wrote to the DCA and Lloyds asking why the amount owed had increased, why they hadn't contacted me for 3 years and why I had previously been told the account had closed? The account was then handed back to Lloyds who sent me my last 3 years of statements and nothing else.
The account has now been passed to another DCA without Lloyds answering any of my previous enquiries/questions. Is there anything I can do about this?
If anybody has any advice I would really appreciate it.
0
Comments
-
If its made up of charges you could try claiming them back.Barclaycard 3800
Nothing to do but hibernate till spring
0 -
How much is owed on it ?ONLY COPY WHAT I AM DOING IF YOU ARE 100% SURE AND YOU KNOW EXACTLY WHAT THE END RESULT MAY BE. ALWAYS CONSULT A PROFESSIONAL BEFORE FOLLOWING MY ADVICE. I AM NOT LEGALLY TRAINED . IF WHAT I AM DOING HELPS YOU IN ANY WAY CLICK THE THANKS BUTTON0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.6K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.9K Spending & Discounts
- 244.6K Work, Benefits & Business
- 600K Mortgages, Homes & Bills
- 177.2K Life & Family
- 258.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards