Tuesday 6/05/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.


Today I will/have:

• Check online banking
• Clicks
• storecupboard lunch
• Make loaf in breadmaker
• Spend £10 only on a small top up shop.
• Do a little work on veg garden in lunch hour
• List some books on amazon - text books from last OU course.Thanks for the reminder eternal optimist:D

Hi everyone:hello: :hello: :hello: have a good day. Back to work this morning but have enjoyed a relaxing weekend:D . Promises to be a fine day here today just waiting for the sun to break through properly. Doing a few hours babysitting tonight so will be adding another £20 to my interest beater challenge:D .

RedDino308

Hi Everyone,

Today is a tricky one. So I have/am going to...

1) Not spend any money
2) Have a packed lunch
3) Drive 300 miles for work trying to be as economical as possible on the diesel.

SophiesMum - do you sell the OU Set Texts (i.e. the ones you have to buy) or the Course Books (the ones they send us)?



Have a good one.

RedDino308

sophiesmum_2

RedDino308 wrote: »

Hi Everyone,

Today is a tricky one. So I have/am going to...

1) Not spend any money
2) Have a packed lunch
3) Drive 300 miles for work trying to be as economical as possible on the diesel.

SophiesMum - do you sell the OU Set Texts (i.e. the ones you have to buy) or the Course Books (the ones they send us)?



Have a good one.

RedDino308

I sell the set texts for the course and get quite a lot of what I spent back, they are usually still in really good condition. I have seen some of the Course books for sale in the OU Sesame magazine smallads but never sold any of mine.

There are a lot of OU students on this thread by the sound of it:D

luxor4t

I haven't dropped in for a few days - the joys of a lie-in!

Today:
- DW on as fully stacked, shall wash up by hand as needed until the next full load. We use it 3 times weekly.

- WM on (30 degrees)and full of bedding as it is a good drying day here:j

- store cupboard lunch, dinner from freezer planned

- have done my quidco clicks and the Pigsback comps (no clickthrough again:rolleyes: but shall check later)

- going out for a walk to enjoy the sun but shall keep an eye out for coins (17p found this month, £5.60 so far this year!)

Update: found 6p (5p & 1p) but still no piggy clicks

Cleosmum

I am meant to be doing an OU course, but currently hiding I just hate doing essays, think I am destined to never finish a course. I know its a mental block, I should just get stuck in and surprise myself

Well, today I have:

• Checked banking
• Checked PB and done CT and comps
• Walked kids to school rather than drive
• Updated sig

And I will:

• [strike]Plant out peas, pumpkins and sweetcorn[/strike]
• [strike]Go through seeds[/strike] and get some started off Will do that in a mo after cleaning out the bun
• [STRIKE]Clean out the rabbit (free exercise) Just about to do this![/STRIKE]
• [strike]Mow the lawn[/strike] Wasnt long enough wahey!
• [strike]Post ebay parcels[/strike]
• [strike]Walk to school, rather than drive, and go via post office[/strike] Ran out of time
• See what else I can get listed on ebay
• Work out budget for this coming week, its going to be very tight :eek:
• [strike]Meals from stores/freezer[/strike]
• [strike]NSD apart from a loaf of bread 37p and will walk to Aldi on the way home from school.[/strike] Still going to walk to Aldi for bread later but didnt manage a NSD as I bought reduced fruit and veg from Co-op using a £1 off voucher, and got reduced sausage rolls (20p for 6) and sweets (on offer £1.25 for 4)

Right, I spose I should get started while the sun is glorious :j

Will pop back later and strike through the ones I have managed to do.

mancbird

Hi everyone,

So far I have checked my online banking and started off the breadmaker.

Today I will:
aim to have a NSD (except for one big "thing" that I have to buy today and has been budgeted for in this month's pay!
have a store cupboard dinner and tea
list some books on amazon

Have a good day everyone

SmellyOldSock

Hello All

today I will/have

- washed at 30
- line dry the above
- lunch from store
- dinner from freezer
- check online banking
- do piggy clicks if I have any
- pay into bank my wages
- tidied sitting room so hubbie won't give me a hard time
- go to work for a couple of hours

have a great day

best wishes
Charlotte

andan

Afternoon all. Hope everyone has had a great day.

Cleosmum, know how you feel about the O.U assignments, i am meant to be writing one at the moment but haven't even finished reading the info i'm meant to be writing about and what i have read i don't understand!!:rolleyes:

Red dino, i sell the ones that they actually send you with the course and have also done well out of that. I keep the ones i'm interested in but otherwise i stick them on Amazon, its a great way of earning a little extra!

Not many dfw things for today as have been at work and also not too well and so didn't sleep well, so am attempting to stay awake whilst my eyes want to close!

My dfw things for today are/have been:
-Work on O.U units
-Have done a msytery shop
-Bought special bus pass so cheap travel
-Will make store cupboard tea and took pack lunch into work
-Write up mystery shopping report
-Have looked for more mystery shops but found none:eek: All very quiet on that front, which isn't good!
-Have sorted out mystery shopping query
-Need to post letter re car insurance
-Sort out second letter re cancellation of car insurance
-Decide on which course to sign up with in September
-Sort through emails replying to any.
-Put photos on computer regarding stuff i want to sell on ebay
-Start making notes for O.U assignment
-Do any surveys
Get in touch with my client for Thursday for my massage assessment
-Look at sorting out job interview for a bank/supply position.

Have a good evening all.

full-time-mum

Cleosmum wrote: »

• Clean out the rabbit (free exercise)
• Mow the lawn

.

I hope both those are going on the compost heap so you can convert your free exercise into free compost!

full-time-mum

Today, I have cut the bottom off my facial scrub. Even though I thought I had squeezed every last wash out of it, I am shocked to find at least another week's worth lurking.

Eternal_Optimist

Had a bit of annoying day with a creditor again phoning me at work:mad: Wish CCCs would supply updated DMP to creditors a bit quicker as this was all arranged on 15th of April :rolleyes:

Right...now I've got that off my chest.......:cool:

Today I will/do:

Check online banking:A

Bring in washing soon that has been out on line since I came in from work:T

Not need to put heating or immerser on:A

Have a dinner made from items in storecupboard/fridge:A

Basically have a NSD....lunch at school was free as I was on lunch duty in canteen and lunch money I gave my daughters is accounted for in weekly housekeeping budget:A

Think that is about it:T Hope everyone has had/continues to have a terrific Tuesday and you are all enjoying this glorious weather