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Should I have done it differently?
Ninnins
Posts: 107 Forumite
I wonder if anyone can help.
Two years ago, I had a mortgage of £147,000 and total debts (credit cards and loans) of around £60,000.
I was in a situation where I was in arrears with my mortgage (two months), was running a huge overdraft (£3,000) and could barely meet the minimum payments of all my debt.
Through a lot of bouncing around of the debt, I managed to consolidate onto my mortgage. I know it's water under the bridge, but at the time I did not consider Payplan. Would that have been my better option?
Two years ago, I had a mortgage of £147,000 and total debts (credit cards and loans) of around £60,000.
I was in a situation where I was in arrears with my mortgage (two months), was running a huge overdraft (£3,000) and could barely meet the minimum payments of all my debt.
Through a lot of bouncing around of the debt, I managed to consolidate onto my mortgage. I know it's water under the bridge, but at the time I did not consider Payplan. Would that have been my better option?
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