One debt at a time ... the new plan!

melvis

Everythings looking a bit pear shaped at the minute and for the forseeable future! Our tax credits have been reduced from £323 per month to £46.15 per month which has severely dented the budget! We're not entitled to ANY other benefits despite the fact we're living off one wage of £14k. There's only so much money I can make from Ebay as the most valuable stuff was sold long ago!

4 months left of paying the Bailiffs £40 per month, they won't accept any less than £39 a month so it seems pointless reducing it really.

I currently pay £10 a month to another debt collection agency but they take a card payment not a Direct Debit, is there any way I can cancel it? Any help would be much appreciated!