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quick question on getting a morgage

When you have a house repossesed or you go bankcrupt how long if ever do you have to wait before you can get a morgage again .

My friend seems to think the time limit has now reduced and you can get a morgage again in 5 years after the house has been repossesed is this right ?

Comments

  • jammie*dodger
    jammie*dodger Posts: 131 Forumite
    TBH, i don't know. I suspect the best way to find out is to ring an adviser and talk it through with him. I've just signed up to an Abbey mortgage after having talked it through with one company and the guy there was incredibly helpful.

    Rob.
  • Qual123
    Qual123 Posts: 82 Forumite
    There are lenders that will lend to you 1 year after repo but you will pay for it!! bet thing to do is find a good broker to help you. In the current market it will be very difficult and the rate will be up around the 10% mark.
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, So you need to take my word for it. This signature is here as i follow MSE's mortgage advisers code of conduct. Any posts on here are for information and discussion purpose only and shouldn't be seen as financial advice.
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