Hello. I'm new to this

DRS1ONE

petermb wrote: »

If you have a NR "Together" mortgage my advice is to get it checked out by any free mortgage audit companies out there, as issues have been identified within this mortgage product on loans taken out prior to 2006.

My Mortgage is on a 2 year fixed. started feb 2007

petermb_2

DRS1ONE wrote: »

My Mortgage is on a 2 year fixed. started feb 2007

if taken in 2007 the issues I speak of do not apply to your loan.

homer_j_3

peter, I have sent you 2 PMs for you to have a look at if that is possible?

catwoman150

I have a northern rock together mortgage which I took out in 2001 and then remortgaged in 2004, does this apply to me and if so how?
I don't understand what that would mean for me and everyone else in the same situation.

toomanyshoes

I'm on the Northern Rock SVR, have been since my fixed rate ran out in Jan.

I couldn't get another mortgage back then as I was over committed (was living off credit cards as well as being self employed!) but am now kinda back on track and hope to re-apply to First Direct (I am a current customer so at least eligible to apply).

You can but ask OP........

petermb_2

catwoman150 wrote: »

I have a northern rock together mortgage which I took out in 2001 and then remortgaged in 2004, does this apply to me and if so how?
I don't understand what that would mean for me and everyone else in the same situation.

Yes the chances are that it applies to you too.
There is a good chance that you are due some compensation. There are a number of cases already running with solicitors regarding these issues with this lender.
I do not really need to spell out the implications do I?

catwoman150

petermb could you please pm me and explain what you mean and what the implications are

Thanks

catwoman150

Thanks for the info. Would my next step be taking all my paperwork to get it checked out by a solicitor. If so are most of the solicitors in the know about this situation. Also is Martin in the know about this or is it just a solicitor that would have more information about it.

PRINCESSKERRY

petermb wrote: »

Yes the chances are that it applies to you too.
There is a good chance that you are due some compensation. There are a number of cases already running with solicitors regarding these issues with this lender.
I do not really need to spell out the implications do I?

Hello

Just reading this my partner and I were on a together mortgage took out in 2001 also, we changed our deal to another with NR in 2006 as after our initial rate ran out we were tied to the SVR for several more years hence changing to another fixed rate made more sense but we faced high penalties doing this.
I would be really grateful for any info you could let me have.
Our house is on the market now and we want to get away from NR if we can help it.
If you could pm me I would be very grateful.

Thankyou

Kerry

onamission_2

ok mine was also in 2003 - what do i do next? i've got the original docs.