store card payments etc

miaoww

Hi guys,
been sorting out payments to store / credit cards some are happy with the minimum £1 and income and expenditure details sent and some are saying payments not enough and want a income and expenditure report from citizens advice?
I managed to get some extra cash from working overtime - should I just split this prorata between them and send them this or will they think ive just made the figures up? one doesnt belive the child benifit amount and reccon that I can claim back the child minding fees but its my mother in law that has the kids not a nursery.
Anyway have had an offer from loan company regarding ppi they are willing to give us 1/2 back but on the loans forum im advised to go for the full amount.
anyway am keeping on budget with things at the mo as have got new cards for our bank account but no pin numbers so have to go into the branch to draw out cash and it def helps seing what your spending so to speak!

any advise gratefully recieved
cheers