Joint mortgage/ownership question

Szuumm

I am a first time buyer, currently looking for a property to buy & arranging a mortgage.

I will be living/paying the mortgage with my girlfriend, however because she is currently not working while looking after our young baby, I am applying for a mortgage just in my name to take advantage of the higher multiplier on my salary.

However, I am concerned about ensuring security for my girlfriend in the (hopefully!) unlikely event that we split up; she will be contributing to the deposit but I would also anticipate splitting the proceeds of any sale with her. My understanding is that under these purchasing circumstances, only my name will be on the deeds. Are there any ways around this - would getting married help?

Thanks in advance.

itzmee

You should still be able to put your girlfriend on the mortgage even if she isn't working, and the mortgage company will just take your income into account. You will both be credit scored though.

VK-2008

dont just get married to secure the house deeds

if it in joint names it will help just specify that has to happen

hope this helps

me and my fiance and i are in the same situation

are you going shared ownerSHIP options