Thursday 1/5/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.


Today I will/have:

• Check online banking
• Clicks
• storecupboard lunch
• Make loaf in breadmaker
• make yoghurt
• Try and have a no spend day

Have a good day everyone.
Hi to all the regular posters,you are all doing great:hello: :hello:
Welcome to any newbies:D

claireabelle_2

Morning sophiesmum and everyone
Today I have

• paid £640 off my 2 loans by standing order
• brought in most of my lunch
• posted a credit card reclaiming letter

And I will

• check internet banking
• do a mystery shop for lunch
• not spend anything else!

Have a good one!

Sarah_Joanne

Good morning all

Today I have

• checked my internet bank and transferred money from my account to H2B's as he had gone overdrawn this morning (final DD from electric co which we forgot about) = saved £30 charge
• transferred £30 to my Mum to reduce my debt with her
• added up all our debts so I can see exactly how big a mess we are in

And I will

• not spend anything today
• try to get another mystery shop job for next week
• try to find a survey to fill in for a few extra pennies

Thanks to everyone on here for being so helpful :beer:

Sarah_Joanne

Woohoo! Just got a mystery shop for a pub sunday lunch - that means not buying one!!

Cleosmum

I have:

• Checked banking - all ok.
• Checked ebay sales.
• Done PB ct and comps.
• A ToLuna survey.
• Updated spreadsheet.
• Updated sig - looking good :T
• Accepted a mystery shop for next week.
• Checked on another mystery shop site - none as usual :rolleyes:

And I will:

• Walk to school rather than drive.
• Take advantage of the Boots points offer to buy something expensive - 10 points per £1 spend :T
• Visit Aldi for milk, saving petrol and its cheaper than Tesco, AND no temptation lol.
• Will list some items on ebay to take advantage of 5p listing day.
• Will resist doing the weekly shop for as long as possible, its due today.

Oh yes, Charlottes just reminded me - meals from stores/fridge.

unhappybuuny79

Hello to everyone on this board, have been a lurker for some time now, and thought I would join in.

Today has been a very productive day for me.

I have so far:

• Chased some money owed to me for some work I did last week
• Made overpayment on CC1 (which is a Balance Transfer card anyway)
• Checked Internet Banking
• Added some Listings to Gumtree – I'm sticking to the eBay Boycott thing
• Brought my lunch into the office
• Set up dinner for this evening as were going out

That’s not bad being as I'm in the office

This weekend is going to be a massive sort out for me:

I Need to:

• Send invoices for work I have done this week
• Send off D/D for Mortgage as have changed bank accounts
• Add some more listings to Gumtree and Friday Add’s
• Find more stuff to put on Gumtree
• Have a rest – its been a busy week

Well will let you know how I get on

What do others do on here to keep the momentum going, I do all this now as a natural daily thing, and I feel I could be doing so much more…

I already shop through Quidco, but don’t do the click things as I tend to forget and or don’t have the time to get round to doing them enough…

painted_lady

I have or will
- post some letters 2nd class, including an un-needed car ins cert, they will give me £27 back if I send the cert back
- post some ebay parcels
- give my dad phone no for where I got bargain car insurance and he can hopefully save money too
- use food I have in
- try not to rev my engine so use less petrol
- go to boots to use some vouchers I have, should get 500 advantage card points

Cleosmum

Just had a letter from Boots to say that they had a "glitch" on their machine when I last updated my card and they have sent me a 200 point voucher as an apology.

Jo_R_2

Today I have:

• checked online banking - should be able to pay off my outstanding council tax bill next week once all DDs have come out
• checked my ebay items, have got a couple of questions and loads of people watching one of my items so hoping to get rid of a few bits and bobs by the end of tomorrow
• balance transferred outstanding balance on my old credit card to my 0% one

Should be taking DDs out later to the park so lots of fun there for no cash which is always nice!

SmellyOldSock

Hello all

today i've/will

-lunch from cupboard/fridge
-dinner supplied from family friend
-check online banking
-pack more boxes

not really a dfw thing but i rang my GP to speak about increasing my meds for awhile, i suffer from depression. for me personally its a big step to admit i'm struggling

have a good day
charlotte

Cleosmum

Dont you struggle alone!!! If you need to offload then PM me, I was suffering with severe depression until end of last year, had over 2 years of hell, so I know how you are feeling. Ive not had a good few days but I am determind that I wont be going down again ((hugs))