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Anyone got applications going to WAVE?

Merrill Lynch has confirmed that its UK subsidiary Wave is temporarily suspending new lending.

A spokesman for Merrill says: “We are temporarily suspending new lending as a result of little sign of recovery in the securitisation and whole loans markets.”
The lender says this will involve "restructuring" but would not confirm suggestions that around 90 staff will be made redundant. Merrill refused to comment on the future of its other UK lender Mortgages PLC.
I am a Mortgage Adviser

You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.

Comments

  • Dan_Collins_2
    Dan_Collins_2 Posts: 1,377 Forumite
    Mortgage PLC will be on its way. PLC is a big deal, I wont miss wave!
    :confused:
  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I've only ever given them one case and they were dreadful. PLC's criteria at the moment is tighter than a ducks !!!! so I wont miss them!
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • minimike2
    minimike2 Posts: 2,210 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Dont MPLC have about two rates available at the moment?

    Ive never used Wave and to be honest MPLC going isnt any great bother to me either!
  • Conrad
    Conrad Posts: 33,137 Forumite
    10,000 Posts Combo Breaker
    I wont miss WAVE or Mortgages plc. Platform decline the majority of deals now.
    First Nat / I Group and Beacon are pretty much out on thier own now, but for how long?

    Just had a F Nat case offered but they inserted a clasue that the debt management company the clients unsecured debts are under, much provide written confirmation they are happy no equity will be used to repay unsecured debts. The DM Co refuse. Another dead end..........
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