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Help & Advice, just starting!

Hi Everyone,

Really confident about using advice from MSE forums to help me and my family even more brilliant decisions that otherwise would of been difficult and stressful.

The situation as it stands is our current mortgage with the Abbey ends in September. We currently have the following:

Mortgage £69,390.00
Rate 5.19%

Additional £20,000
Rate 7.33%

We now need to find a new mortgage which wont send our monthly repayments spiralling. We currently repay £604.00 per month.

Where do we start, do I contact a broker, or delve into the nearest bank?

Any help would be much appreciated.

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