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Advice needed

Hi guys,

I desperately need some help...I need some ways to make a bit of extra cash!

I have approximately £9k in debts (loans and credit cards) and my boyfriend and I have been living out of one room in my parent's house (rent-free, I know we are lucky!) for what seems like forever. We are desperate to raise enough money to move out, but I am studying part-time and work part-time, so pro rata my annual salary works out at just under £10k and after the loans and the credit cards have gone out I'm left with barely anything.

Can anyone think of any other ways of earning a bit of spare cash? I really don't have time for a second job with studying as well (I am studying to be a solicitor...this course has cost me £10,000 alone!).

Thanks for your help guys :rolleyes:

Sarah
Mortgage when started (Dec 2013): £157,272.50
Current mortgage (date): £156,885.56
Mortgage free day: Dec 2043

Comments

  • johnny_c-l
    johnny_c-l Posts: 701 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Could you put your studies on hold for a while so you could work F/T to pay off some of your debts?
  • spykey_uk
    spykey_uk Posts: 355 Forumite
    Not really, as I only have about three months left and to defer a year I would have to pay another £5k, so I would really like to avoid doing that if at all possible.
    Mortgage when started (Dec 2013): £157,272.50
    Current mortgage (date): £156,885.56
    Mortgage free day: Dec 2043
  • johnny_c-l
    johnny_c-l Posts: 701 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    OK so deffo don't do that if it'll cost £5k!

    Maybe try posting on the debt free wanabee board too, and they should be able to give you some help as well.

    You could do some mystery shopping - obviously you don't have time to do this as another job, but you could just pick up a few jobs whenever you're going into town anyway. It won't bring in much money but every little helps.

    Do you shop at Tesco? If so, then they accept coupons when you don't buy the product, so you could save quite a bit by looking out for coupons in newspapers/magazines/product sampling etc. (I've saved well over £1k in the last year) - check out www.paidtoshop.co.uk for friendly advice on coupons.

    Hope this (sort of) helps. :)
  • shawry_99
    shawry_99 Posts: 158 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    johnny_c-l wrote: »
    Do you shop at Tesco? If so, then they accept coupons when you don't buy the product, so you could save quite a bit by looking out for coupons in newspapers/magazines/product sampling etc. (I've saved well over £1k in the last year) - check out www.paidtoshop.co.uk for friendly advice on coupons.

    Hope this (sort of) helps. :)

    I think it depends on the store though, I've not had coupons accepted, maybe it depends on the individual serving.
  • johnny_c-l
    johnny_c-l Posts: 701 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    shawry_99 wrote: »
    I think it depends on the store though, I've not had coupons accepted, maybe it depends on the individual serving.

    That's too true really. Some SAs can be a real pain. I've had to get it in writing from the manager if my store.
  • Rich08
    Rich08 Posts: 127 Forumite
    Hello Sarah
    Have a look at the matched betting forum on here to see if its something you d like to do.
    Theres a newbies thread to ask any questions also and alot of knowledge on the board

    Best wishes
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