first post

howdidthishappen

Right here is the list.....
My Wage £320
DH's Wage £930
Tax Credits £192
Family credit £78

Total £1520

Rent £600
Council Tax £92
Childcare £270
Gas £50
Electricity £50
Water £30
Car Insurance £48
TV licence £11
Sky £19
BT Phone £11
Broadband £37
Mobiles £20
Petrol/buses £100
ccj £25
whatever is left goes on food about £150

I just cant see how we can possibly survive on this with all that we owe, I just dont know what to do



Debt

Joint

gas/electricity/water/bt arrears
rent arears £1200

mine

Car Loan £11672 ( court order set at £25 a month)
Time Share £8958.57
store card £162
catalogue £696.17
c/c £2929.88
c/c £1587.40
Overdrawn £428.60

DH
2 c/c totalling around £1400

is this everything slowlyfading or does it need to be set out differently