We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Is taking money without authorisation legal?
Shaz'a
Posts: 6 Forumite
I have a question I hope someone will be able to answer!!!
I am in debt with a Halifax credit card; the debt has been passed to a debt-collecting agency. I have tried to set up payment plans, but they have not replied to my letters.
BUT on two occasions, January and April they have helped themselves to £300.00 and £598.00 out of my Halifax current account without my authorisation. And without informing me that they are doing that, And that they have done it, I have no receipt for these amounts.
Is this legal????:mad:
I am in debt with a Halifax credit card; the debt has been passed to a debt-collecting agency. I have tried to set up payment plans, but they have not replied to my letters.
BUT on two occasions, January and April they have helped themselves to £300.00 and £598.00 out of my Halifax current account without my authorisation. And without informing me that they are doing that, And that they have done it, I have no receipt for these amounts.
Is this legal????:mad:
0
Comments
-
YES , this has been said many time now on the site . If you have a bank account and a credit card with the same company , they have within their conditions, the right to off set a debt from any of your accounts .We advise a differant account to avoid this happening .0
-
Get as far away from Halifax as possibleBarclaycard 3800
Nothing to do but hibernate till spring
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.8K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.8K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards