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1st credit

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  • skibadee
    skibadee Posts: 1,304 Forumite
    Well had a phonecall from 1st Credit today...thought here we go again..... said they were ringing to try and stop it going to court, asked if I was able to make a lump payment...no....could I increase my offer of payment ...no.....What are Payplan offering told them.....and they accepted!!!! well for 6mths then review it........very relieved me!!
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    skibadee wrote: »
    Well had a phonecall from 1st Credit today...thought here we go again..... said they were ringing to try and stop it going to court, asked if I was able to make a lump payment...no....could I increase my offer of payment ...no.....What are Payplan offering told them.....and they accepted!!!! well for 6mths then review it........very relieved me!!

    That's good news. :D

    So much for levineg10's "1st Credit will never negotiate" :rolleyes::rolleyes::rolleyes:

    I knew that to be completely wrong, but it's nice to see the evidence. :)

    1st Credit can be a complete pain with some people, but like any DCA they won't go to any great effort if they decide that they are not going to get anything extra out of you.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • I would just like to add 1st credit are muppets- I know not very mature or helpful - but my opinion non the less.

    I am currently dealing with them for my husband and we keep going round in circles- I offer them a token payment- they ignore what I say and send me another letter asking him to call. I reply saying not going to happen and offering token payment again! I guess they are going to step up the pressure soon
    Don't get strung out by the way I look,
    Don't judge a book by it's cover
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