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claiming back Qestion?

If you are in the peocess of claiming back charges on a current account and the bank as acknowledge the claim but are a wiating for the final outcomes of the court case. is the account therefore in dispute and no further charges should therefore be added.
Also in my case I have an agreed overdraft of £5000 and a balance of £5100 with a claim submitted for £1100 and Lloyds want to charge £20 for exceding the limit, they know I am on a dmp so it's all part of the game but the £1100 woould put me under the limit therefore the charge is ilegal

What do you think
June 2005 = 48K of Debt:cry:
Sept 2006 Started dmp = 56k of Debt (inc fees and charges) DFD April 2030:eek:
May 2008 = <5k of Debt (CCA route -48K, paid off 3K) DFD April 2010
Nov 2008 Lloyds found CCA for 14K loan:mad: New DFD Jan 2016

Happy so far tomorrows another day:confused:

Comments

  • stapeley
    stapeley Posts: 2,315 Forumite
    No the account is not in dispute, bank account and overdrafts are differant to credit aggrements . I doubt if you will get any joy on a refund for sometime yet .
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