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Paying of my mortgage

im 20 years old and have a mortage with abbey in a deal till 2011. my mortgage was 30 years now its 19 because ive decreased my term by paying extra. is there any other way of paying of my mortgage with over payments instead of decreasing my term.

please help

Thank you
nigel

Comments

  • Di-Dough
    Di-Dough Posts: 306 Forumite
    You would have to check with your mortgage provider but I think mostmortgage providers allow over payments either by changing your direct debit or one off payments. I overpay by sending a cheque to my mortgage company when I have a bit extra. Hope this helps

    Di
    Sealed Pot Challenge # 007
  • wymondham
    wymondham Posts: 6,356 Forumite
    Part of the Furniture 1,000 Posts Photogenic Mortgage-free Glee!
    nigel2008 wrote: »
    im 20 years old and have a mortage with abbey in a deal till 2011. my mortgage was 30 years now its 19 because ive decreased my term by paying extra. is there any other way of paying of my mortgage with over payments instead of decreasing my term.

    please help

    Thank you
    nigel

    wow, top banana for even asking the question at 20 - good on you!! :D
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    wymondham wrote: »
    wow, top banana for even asking the question at 20 - good on you!! :D

    Ditto - Good luck:T
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