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need help
marie2008_2
Posts: 1 Newbie
New to site and unsure if I have posted this to the correct place. Have just admitted that I am in debt of 23,000. This includes credit cards, overdrafts, HP on car, which there is another 2 years to pay off and 2 personal loans. Struggling to meet payments, unsure what to do! Can you Help!
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Comments
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Hi Marie:j
Welcome to the forum. First you should look at the stickys at the top of the page, they are really helpful, then post your SOA. Some clever peeps will be along with advice really soon. Dont worry I've just re-calculated my debts and 18mths ago they were nearly the same as yours. It is possible!
Good luck
Hell0 -
If you phone CCCS they will be able to help you with options. they are really pleasant and helpful. or you can have a look at their on line debt remedy thingy which should also give some idea of your options. Whatever you do dont PAY for any help/advice with many of the companies out there who offer solutions!0
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Hi Marie2008
Welcome. If you can get a SOA as Hell1 has suggested you will be surprised with the number of ideas that people come up with to save money and you will find this advice beneficial.
As HHH has suggested you can try our online advice facility called Debt Remedy where you can complete a financial statement and be provided with advice on the best way to deal with your situation. Other organisations also offer independent financial advice and these can be seen on peoples signatures as well.
Good luck
CCCS_AlanI am a Debt Counsellor that works for the CCCS and have specific permission from Martin, to post on these boards to try and help those in debt. Read more information on the CCCS and what it does in the Debt Problems: What to do and where to get help article.
CCCS is a registered charity, and there is no charge whatsoever for any of the services we provide to our clients. We take great pride in offering first class help and advice, but we only offer this where we have been able to fully explore and understand your circumstances with you. We want to help you understand these choices and their possible implications but not make them for you.0
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