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Pension Advise

I am two years off retirment and have just found out that I may be offered early reitrment but I am concerened I would lose out on a full state pension is there any way I could make this up??

Comments

  • Your entitlement to a State Pension is based on how many qualifying years of NI contributions have been made. If you complete a "BR19" on the pensions service website, they will send you a forecast of how much you are likely to receive, whether it is the full amount, or if not, how to go about making it up.
    I am an Independent Financial Adviser

    Anything posted on this forum is for discussion purposes only. It should not be considered financial advice.
  • cyclonebri1
    cyclonebri1 Posts: 12,827 Forumite
    I phoned the DWP and they told me my entitlement over the phone:money:
    I like the thanks button, but ,please, an I agree button.

    Will the grammar and spelling police respect I do make grammatical errors, and have carp spelling, no need to remind me.;)

    Always expect the unexpected:eek:and then you won't be dissapointed
  • If your State retirement date is after April 6th 2010, you only need 30 years of NI Contributions to receive full State Pension.

    If before that date, and if necessary, you can pay Voluntary Contributions until you have paid enough.
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • spixplay
    spixplay Posts: 51 Forumite
    Thanks for all your help rang the dwp this morning. :j
  • spixplay wrote: »
    Thanks for all your help rang the dwp this morning. :j

    And the result was....?!
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • Nomad25
    Nomad25 Posts: 1,995 Forumite
    Part of the Furniture Combo Breaker
    And the result was....?!

    Doesn't that drive you nuts?

    C'mon spixplay - do tell.
  • cyclonebri1
    cyclonebri1 Posts: 12,827 Forumite
    :rotfl: :rotfl: Judging from the:j emti thing I think he has enough years:rotfl: :rotfl: :rotfl: :rotfl:
    I like the thanks button, but ,please, an I agree button.

    Will the grammar and spelling police respect I do make grammatical errors, and have carp spelling, no need to remind me.;)

    Always expect the unexpected:eek:and then you won't be dissapointed
  • Yes I'd assumed that but I'm a nosey so-and-so and like to know all the details!
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • Dithering_Dad
    Dithering_Dad Posts: 4,554 Forumite
    Mortgage-free Glee!
    If you're over 60, then don't your NI contributions get paid for free anyway? (so he wouldn't need to make any himself or worry about not receiving his full pension)
    Mortgage Free in 3 Years (Apr 2007 / Currently / Δ Difference)
    [strike]● Interest Only Pt: £36,924.12 / £ - - - - 1.00 / Δ £36,923.12[/strike] - Paid off! Yay!! :)
    ● Home Extension: £48,468.07 / £44,435.42 / Δ £4032.65
    ● Repayment Part: £64,331.11 / £59,877.15 / Δ £4453.96
    Total Mortgage Debt: £149,723.30 / £104,313.57 / Δ £45,409.73
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