Friday 25/04/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.


Today I will:

• Check online banking
• Clicks
• storecupboard lunch
• Try and have a no spend day.
• Cooking for oldies so will eat for free tonight:D

Have a great day everyone, tomorrow is the weeekend:j :j

Hi to any newbies:wave: :wave:
Hi to all the regular posters - you are doing great:hello: :hello:

Candy0107

Hello,

Right, fresh start! Yesterday was payday, so I am now starting a month of spending very little of my 'pocket money', and posting on here every day. So today I will:

• make a sandwich to take to work for lunch
• come straight home after work, avoiding the pub ~ we are having a chinese tonight, asked mum to get this from Iceland though, so much cheaper
• look at cheaper shower gel/deo, need to use up stockpiled things first though
• think of ways to reduce my outgoings even further to pay my debts off quicker
• Look for any MS jobs which can be done this weekend

Have a good day everyone, and thanks for starting this post today

RedDino308

Hi Everyone,

Today I Will:
1) Check Online Banking
2) Update by budget spreadsheet from my spending diary
3) Have a free McDonalds breakfast:j
4) Have a no spending day

Have a nice day everyone.

claireabelle_2

Hello everyone, happy friday
Today I have

• bought rolls for 55p for my lunch and breakfast and OH's lunch, brought in jerk chicken and yummy lunchtime beckons! And OH bought me blackberries (on 2-4-£3 in sainsbos) so I won't spend anything today until this evening
• Checked banking
• checked mystery shops

And I will

• not spend more than £1 a race at the dogs tonight (it's my friend's birthday)

See you 2mw!
Claire

luxor4t

Today :
- Pigsback comps, tried to do the ct but didn't work for me again :mad:

- Quidco clicks

- sorted out yesterday's clean laundry, put ironing away etc

- WM on so can dry on radiators this evening (timers set for 2 hours now)

- did a bulk online Tesco shop yesterday to use a £10 off £50 code, I only buy safe items like tins and bottles as I don't trust them with fresh food.
Short list this weekend as will be using up freezer & cupboards.

- Sorted out my clothes yesterday looks like I won't need to buy anything so shall try and avoid the M&S sale!

- must do the mending I 'forgot' yesterday!

Cleosmum

I have:

Checked online banking - all ok but still waiting on a mystery shop payment that was paid on monday, should take 2-3 days and still isnt there :mad:
Checked ebay.
Did pigsback, got 2 CT and did comps.
Checked for mystery shops - none.
Printed off packing slips for auctions that ended last night.
Walked to school instead of drive.

And I will:

Do a load at 30 on quickwash.
Dry above on line or airer depending on which way the weather is going to go.
Pack and post 2 ebay items.
Walk to school to collect kids, rather than drive, post parcels on way.
Wait for tesco delivery then update sig with new grocery amount.
Lunch and dinner from stores/freezer, could be interesting, rather low after not shopping for a fortnight :eek:

juno

* Checked internet banking
* Got angry at internet banking, as credit card is still not showing as paid off
* Applied for scary new job

headoutthesand

Hey there. Been absent for a day or two so here goes

Checked online banking - OH wages are in but are £60 over!!! Need to wait till tomorrow for his payslip to double check everything
done piggy comps
tried to sort out Freecycle mess - they won't list my recieved post saying that I never posted a Wanted listing - well how the hell did I get the breadmaker in the first place!!!!
found my slowcooker book and a load of recipes so now have Pork Goulash (sp?) on as we speak
emailed work about sorting out return

Not DFW....

got a huge bouquet of flowers delivered from work cos i've been off for 6 weeks - it has really brightened up my day/week cos I never get flowers
going shopping for new outfit to do 3 special events so wish me luck

Cleosmum

Bonus stuff!
Got £2 voucher to use in Co-op.
Got a £30 bonus in the post.

talliedebtbuster

Hi there guys im back into it....

Making lunch form cupboard - pasta and Dinner - Fish and Chips from freezer
Sorted out banking - its payday!
Will see later if there are any piggy clicks
Post e bay item and see if ive actually maid anything on it!
Plan tomo lunch and dinner
No spending this week at all

klane

Hello! Happy Friday.

Today so far I have & will be doing:

• Checked online banking.
• Did quidco kelkoo click
• Did TV survey
• Did piggy click - only seem to get one 5pts thing a day tho!
• Checked all 5 MS companies for jobs
• Posted off cancellation letters for the 2 credit cards I'm getting rid of so not tempted to keep them
• Cut up one of the old credit cards (keeping the other intact til a balance transfer mess is sorted out then will cut up as well)
• Paid off £10 amount outstanding on old card
• Did Tesco online order via mysupermarket for the first time - saved about £4 more (no valid codes this time though, boo) on top of BOGOF offers etc.
• Signed up for mysupermarket ipoints and collected those too
• Added up the spend on groceries in March (£253) and compared it to April (as now done last shop for this month) - £193 - so have reduced spend by £60 already in one month, plus have stockpiled 9 more weeks of cat food (worth £27) & 3 more weeks of drinks (worth £18) due to offers. Am challenging myself to get this down lower again next month. I know this is still high, but I'll get there...
• Bargaining with solictor about cost for lease extention on our flat as the quoted amount is 25% higher than we were planning for. Hoping we can pay the lower amount and take less years... we'll see. Cross your fingers for us. We have to do it, or will have trouble re-mortgaging next year.
• Cooking at home for visiting family this evening instead of going out - using half store cupboard ingredients, so total dinner will cost in the region of £10 instead of £50.
• Finishing laying the patio this afternoon myself with free help from family.

If by the end of Monday, I have not posted up that I have listed stuff on eBay, please tell me off as I am really going to try to do that on Sunday!!