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Had a fight with a bailiff (Please learn)

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  • kel123_2
    kel123_2 Posts: 476 Forumite
    I have deleted as requested but from a personal point of view I think they should be named and shamed because this type of bailiff gives rise to hatred. Personally I do not hate the guy(s) lets be fair I do not know them but I can honestly say that I hate their style and tactics but the question is who/what has made them like this. I do hope that the bailiff (DM) reads this because I may not be able to fight him physically (although both sides will get hurt) I will get justice through courts and even if I have to take it all the way to god himself (and i'm a non believer) I will and he WILL remember my name and say I made a mistake on Thursday the 24th April 2008 @ just after 7.00pm which has cost me dearly (wrong place wrong boy)
    June 2005 = 48K of Debt:cry:
    Sept 2006 Started dmp = 56k of Debt (inc fees and charges) DFD April 2030:eek:
    May 2008 = <5k of Debt (CCA route -48K, paid off 3K) DFD April 2010
    Nov 2008 Lloyds found CCA for 14K loan:mad: New DFD Jan 2016

    Happy so far tomorrows another day:confused:
  • kel123_2
    kel123_2 Posts: 476 Forumite
    Thanks Herbie

    I have now got the Form 4
    June 2005 = 48K of Debt:cry:
    Sept 2006 Started dmp = 56k of Debt (inc fees and charges) DFD April 2030:eek:
    May 2008 = <5k of Debt (CCA route -48K, paid off 3K) DFD April 2010
    Nov 2008 Lloyds found CCA for 14K loan:mad: New DFD Jan 2016

    Happy so far tomorrows another day:confused:
  • kel123_2
    kel123_2 Posts: 476 Forumite
    What do you think of this for the complaint to the court (form 4)

    On Thursday 24th April 2008 at just after 7.00pm I answered the door to a man who flashed a Bristow & Sutor ID card at me and said he was from Bristow & Sutor. (I assumed he was B** W******** who had posted a letter to me the previous day from Bristow & Sutor). He asked if he could come in and discuss the situation with regards to the community Tax I owed to Walsall MBC. I said a firm no and agreed to discuss it with him at the door. I explained that I thought there had been a mistake because Walsall council had included the £100 I owed in with this years bill. And that I was prepared to sort it out with them the next day. He said that he needed to see the bill to confirm this. I said wait there and I’ll fetch it for you to see. As I was turning away he said can I come in again, I turned back saying no! to see him coming in through my front door. I blocked his path and he pushed me at least 4 ft into my dining room. (the dining room door is immediately to the left of my front door) We grappled and I managed to forced him back about 3 ft until he dug in and I could not budge him. At this stage I noticed his steel toe capped shoes and became very uneasy with the situation I found myself in. I called for my wife who appeared as I was calling. This settled him down enough for me to escape the situation. My wife blocked his access further (at no time did he move towards my wife or move from his position). I telephoned 999 and asked for the police, during this telephone conversation I said to him that he had not been invited in and could he please leave. He said that he was a court appointed bailiff and he had the right to be here. The police asked what his name was, I said that I don’t know and that I cannot read his name because his ID card was facing the other way. I am of the understand that all phone calls are logged and recorded so could you please confirm the conversation and his response. He asked if the police were on their way and I said yes. He said I’ll wait in the car and left. Both my wife and myself were physically shake at this point. The police arrived shortly after and talked to the man before coming to talk to us. We explained what had happened and they said that our stories matched and that when I turned he came in. They then went on to say that he had more knowledge about his rights than they do and would I let him in to discuss the matter, I said no. The previous evening I researched my rights on the internet and downloaded the Office of Fair Trading, Debt Collection Guidance, July 2003 (updated December 2006), I showed this to the police who unfortunately were not interested. The man started walking down our garden path. The police officers went out side to him with my wife and my self standing in the doorway. I asked the police to escort him off my premises to the boundary line they said ask him yourself which I did and he ignored me I again asked the police but they replied he’s only wants to post a letter and ignored me (the man during this time was writing on documentation). We closed the door and our letterbox. We found the letter later on the doorstep. The letter contained 2 documents both signed by M****** D***** (so who is B** W********? Is he his lackey?) M******* D***** listed 3 items on his seizure list a Wooden Carved Dining Table and six chairs (It is my understanding that the goods must belong to me, this item belongs to both of us, we do not even have separate bank accounts and never have), a Mantle Clock which is my wife’s (handed down to her by her parents) and a cupboard (from were he was standing I can only assume that this is the gas meter cover and it is a fixture). The other letter was a breakdown of costs which we are disputing because of non peaceful entry, and that the initial bailiff B** W******** is uncertified. I paid the £100 to Walsall MBC the next morning after taking advice from the national Debtline.

    I will change the ending if initial bailiff is found to be certified.
    June 2005 = 48K of Debt:cry:
    Sept 2006 Started dmp = 56k of Debt (inc fees and charges) DFD April 2030:eek:
    May 2008 = <5k of Debt (CCA route -48K, paid off 3K) DFD April 2010
    Nov 2008 Lloyds found CCA for 14K loan:mad: New DFD Jan 2016

    Happy so far tomorrows another day:confused:
  • kel123_2
    kel123_2 Posts: 476 Forumite
    Thanks for your help Herbie

    I have phoned Her Majesty's Courts Sevices Headquarters - Enforcement Program and you are correct B** W******ham is not certified to collect Council Tax! Letters to Redditch County Court and Bristow and Sutor are being hand Delivered today.
    June 2005 = 48K of Debt:cry:
    Sept 2006 Started dmp = 56k of Debt (inc fees and charges) DFD April 2030:eek:
    May 2008 = <5k of Debt (CCA route -48K, paid off 3K) DFD April 2010
    Nov 2008 Lloyds found CCA for 14K loan:mad: New DFD Jan 2016

    Happy so far tomorrows another day:confused:
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    kel123 wrote: »
    Thanks for your help Herbie

    I have phoned Her Majesty's Courts Sevices Headquarters - Enforcement Program and you are correct B** W******ham is not certified to collect Council Tax! Letters to Redditch County Court and Bristow and Sutor are being hand Delivered today.

    Well done, kels - and thanks Herbie. :T :A :T
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • kel123_2
    kel123_2 Posts: 476 Forumite
    The more you look the more you find:j

    Letters to redditch court - Handed in yesterday

    Letter to Bristow & Sutor - Handed in Yesterday

    Letter to Walsall MBC - E-mailed today


    Scullduggery afoot me thinks:confused:

    So I started cleaning up (throwing scraps of paper away etc) and filing everything properly. I was about to throw the 2 envelopes away when I noticed they were both in the same handwriting. The same writing as the bailiff I had the grapple with on the second night. Now call me suspiciaous but how can this be? the first bailiff had a different name? Redditch County court have requested a copy and I intend to write another letter this time to West Midlands Police

    To be honest i'm really enjoying this:rotfl: :rotfl: :rotfl: :rotfl: :rotfl:
    June 2005 = 48K of Debt:cry:
    Sept 2006 Started dmp = 56k of Debt (inc fees and charges) DFD April 2030:eek:
    May 2008 = <5k of Debt (CCA route -48K, paid off 3K) DFD April 2010
    Nov 2008 Lloyds found CCA for 14K loan:mad: New DFD Jan 2016

    Happy so far tomorrows another day:confused:
  • RAS
    RAS Posts: 35,543 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    This begins to sound more and more like saffronflowers case, methinks?

    The walking possession order on a car not owned by her, which had been scrapped before the date when the WPO was signed.
    If you've have not made a mistake, you've made nothing
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    kel123 wrote: »
    So I started cleaning up (throwing scraps of paper away etc) and filing everything properly. I was about to throw the 2 envelopes away when I noticed they were both in the same handwriting. The same writing as the bailiff I had the grapple with on the second night. Now call me suspiciaous but how can this be? the first bailiff had a different name?

    You are quite right to be suspicious, kel. Throw nothing away.
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • kel123_2
    kel123_2 Posts: 476 Forumite
    Quick update

    Letters to

    Reditch County Court
    Bristow & Sutor
    Walsall Council


    Got a letter from Redditch County Court today They have informed Bristow and Sutor and are awiiting their reply

    Also I have spoken to West Midlands Police who want me to keep them informed and are noted as saying they are unhappy

    No reply from Britows & Sutor or Walsall Council

    Any Ideas how long I should leave it before contacting their Association
    June 2005 = 48K of Debt:cry:
    Sept 2006 Started dmp = 56k of Debt (inc fees and charges) DFD April 2030:eek:
    May 2008 = <5k of Debt (CCA route -48K, paid off 3K) DFD April 2010
    Nov 2008 Lloyds found CCA for 14K loan:mad: New DFD Jan 2016

    Happy so far tomorrows another day:confused:
  • xredwebx
    xredwebx Posts: 156 Forumite
    Hiya, nothing to add, no knowledge on these matters but didn't want to read and run, flipping heck bailiffs are scary people!

    Well done you and your wife for standing your ground and following all this up!!!
    :D Sealed Pot:member 254 :D
    :heartpuls 1st Time Mummy - Erin is 3 weeks and 1 day old! :heartpuls
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