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Retail Loans

Antexter
Antexter Posts: 59 Forumite
So I need a new laptop I'm a student 18 studying computer repair so its something that I could really use.
So I've been shopping around to see what I can get, personally I've found dell to be my favorite choice and they offer a start paying in october deal.

Obviouslty my income is very small (student) lucky to get at least £300 a month.

So I'm mainly asking how this all works, whats APR and all that.
Please explain the basics.

Thanks.

Comments

  • UK007BullDog
    UK007BullDog Posts: 2,607 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Why dont you go and read the guides on this site or go to www.fsa.gov.uk and look for the consumer section which explains everything very well.
  • Gillianh2
    Gillianh2 Posts: 773 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    My DIL used Dell and it worked out to be very very expenisve. Two other realtives have used Currys and Pc world for Lap tops both are paying between £9-11 per month. Better laptops/computer than dell.:j
    :j I have a persecution complex. Everytime I pass a shoe shop they persecute me till I buy them:j
  • Antexter
    Antexter Posts: 59 Forumite
    Spent ages looking for a laptop on Pc world and you have to be working 16 hours a week!
  • Kavanne
    Kavanne Posts: 5,093 Forumite
    You might be denied credit as your income is so small?
    Kavanne
    Nuns! Nuns! Reverse!

    'I do my job, do you do yours?'

  • Gillianh2
    Gillianh2 Posts: 773 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Would a parent or sibling be prepared to finance the computer purchase for you and you repay them monthly? Might be worth asking
    :j I have a persecution complex. Everytime I pass a shoe shop they persecute me till I buy them:j
This discussion has been closed.
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