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already with debt company

I am with Baines & Ernst re my debts but it seems never ending. No 5 year finish. any suggestions to quicken it up.

Comments

  • rayday2
    rayday2 Posts: 3,960 Forumite
    Change over to a debt charity who will do the same but won't charge you so every penny goes to the debt and will speed it up without you having to give an extra penny.

    Someone recently did this in the DMP Support Thread if you take a peak he changed over from the same company as you are with!
  • RAS
    RAS Posts: 36,206 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Welcome

    Second that.

    At the moment you are paying fees to B&E which could be going to paying off your debt

    See http://www.moneysavingexpert.com/loans/debt-help-plan#help for contact details
    If you've have not made a mistake, you've made nothing
  • CCCS_Alan
    CCCS_Alan Posts: 282 Organisation Representative
    Hi Luciematt

    While your online try our online advice facility called Debt Remedy. Complete the financial statement and be provided with advice on the best way to deal with your situation. If a DMP is an option, it will provide you with more information or if another direction is applicable it will inform you.
    It is a free service as well.

    Regards

    CCCS_Alan
    I am a Debt Counsellor that works for the CCCS and have specific permission from Martin, to post on these boards to try and help those in debt. Read more information on the CCCS and what it does in the Debt Problems: What to do and where to get help article.

    CCCS is a registered charity, and there is no charge whatsoever for any of the services we provide to our clients. We take great pride in offering first class help and advice, but we only offer this where we have been able to fully explore and understand your circumstances with you. We want to help you understand these choices and their possible implications but not make them for you.
  • bank_of_slate
    bank_of_slate Posts: 12,922 Forumite
    10,000 Posts Combo Breaker
    Hi Lucie and welcome to the DFW forum, if you feel up to it, post an SOA (statement of affairs) see the info for newbies at the top of this thread!
    ...Linda xx
    It's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
    We dont count all the runners ahead of us & feel intimidated.
    Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.
  • stapeley
    stapeley Posts: 2,315 Forumite
    luciematt wrote: »
    I am with Baines & Ernst re my debts but it seems never ending. No 5 year finish. any suggestions to quicken it up.
    PAY MORE. sorry just kidding , back ground details please.
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Ditch bainst and ernst for a start. They money you're paying them in fees could be going towards paying off your debt.
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
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