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Getting on the right track
Ta2dUK
Posts: 15 Forumite
So after lots of reading here, and having a sort out of our house, I've decided to sell some stuff, which should hopefully clear at least 2 of my credit cards.
So far, I've sold my Nintendo Wii for £175, and I have over 100 DVDs to sell on e-bay. Another thing I'm wanting to get rid of is OH's decks and mixer..He hasn't used these for at LEAST 3 years, but he's reluctant to get rid.
I've applied to become a mystery shopper, and I'm hoping that I can get some photography jobs soon, which should bring in some extra cash on top of my salary.
So I have one credit card with a £56 balance (which I'll clear with my bonus on May 1st) and just 2 more to tackle. :T
Is there anything else someone could suggest to push up my income slightly? I want to get rid of these credit card debts so that I can work on clearing my loans and then overpaying my mortgage. There's about £1,800 I have left to clear both credit cards.
Thanks in advance!
So far, I've sold my Nintendo Wii for £175, and I have over 100 DVDs to sell on e-bay. Another thing I'm wanting to get rid of is OH's decks and mixer..He hasn't used these for at LEAST 3 years, but he's reluctant to get rid.
I've applied to become a mystery shopper, and I'm hoping that I can get some photography jobs soon, which should bring in some extra cash on top of my salary.
So I have one credit card with a £56 balance (which I'll clear with my bonus on May 1st) and just 2 more to tackle. :T
Is there anything else someone could suggest to push up my income slightly? I want to get rid of these credit card debts so that I can work on clearing my loans and then overpaying my mortgage. There's about £1,800 I have left to clear both credit cards.
Thanks in advance!
0
Comments
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Hi 3 suggestions
1. Put up your SOA so we can see if there are ways you can cut back
2. Use the snowballer to see which debt to tackle 1st
3. See if you can transfer some or all balances to cards with lower APRs
Hope this helps.Find out who you are and do that on purpose (thanks to Owain Wyn Jones quoting Dolly Parton)0 -
Amazon marketplace is also good for selling DVD's and books.
As tealady suggested post up your SOA and let us all have a look.0 -
I posted my SOA a couple of weeks ago: http://forums.moneysavingexpert.com/showthread.html?t=843235
Somehow, I missed the credit cards off there...The minimum payments total around £20 for the 2 remaining cards, so the balances aren't huge by any means. I normally pay the minimum payment each month and then if I have money left over, I put that on the card with the highest balance each month.0
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