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Yay - Hootie has grown up

DH's new Barclaycard arrived in the post today, the old one having been cut up some time ago. There's almost £2,000 of credit available on it.

Whereas in the past I'd've thought - brilliant, I can buy X, Y or Z, and been straight onto goodness only know what shopping sites, today I took the scissors and chopped the card into soooooo many tiny pieces, with a big grin on my face. What a pity we can't dispose of the balance so easily!

I feel sooooooo grown up and sensible :rotfl:

I am still, two years on, eternally grateful to everyone who gave me a stern talking to when I posted about our problems. It's only by taking on board most (not all - I'm not perfect yet :D) of the advice given that we find ourselves in the happy position of having two cards completely paid off, and the other two shrinking all the time. If we feel like a bit of a treat - cinema, or a takeaway for example - we are in the position of being able to do it. I do get a "hmph" moment when I think "that's money that should be going to kill the cards", but I do believe you need a little bit of fun in life, indebted or not.

DFWs - I salute you!

Comments

  • SuzySu
    SuzySu Posts: 3,478 Forumite
    Good for you Hootie....I don't know about your situation personally as I have only joined last month, but it sounds from your post like you have turned your life around and are better for it.

    I am just starting out on my journey to be DF, but it's reading posts like yours that give the rest of us inspiration.
    YOUR = belonging to you (your coat); YOU'RE = you are (I hope you're ok)

    really....it's not hard to understand :T
  • Skippycat
    Skippycat Posts: 5,976 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    well done for cutting up the card :j
    2022 wins include.... £1,000 cheque £150 ASDA gift card £250 Impericon gift voucher £100 cheque £100 of plant bulbs £100 Bower Collective voucher
  • anniestar
    anniestar Posts: 2,600 Forumite
    Well done to you:beer: Am very proud of you:T :T :T :T
    Blind as you run...aware you were staring at the sun.

    And when no hope was left inside on that starry starry night.

    :A Level 42- the reason I exist. :A
  • moggitymog
    moggitymog Posts: 532 Forumite
    Well done you! and i agree you still need some treats
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    Weell done on the cutting the cards up:T :beer: :j :T
    phone Barcleys and ask them to reduce the limit:D
    saves temptation ,to overdo the little treats:A
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
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