HELP im new

steph1705

i dont have pet insure thats the fod etc i put it in the wrong place ops, i have lowered my mobile already cant go down any lower. my food bill is for me and my daughter and my boyfrined on weekends

poorandindenial

steph1705 wrote: »

i dont have pet insure thats the fod etc i put it in the wrong place ops, i have lowered my mobile already cant go down any lower. my food bill is for me and my daughter and my boyfrined on weekends

Thanks Steph, how many animals are you feeding. Could you drop a brand on the food?? Lots of people on here have gone for cheaper brands and while their pets have been a bit put off by the change initially they have soon come round in the end (see the moneysaving and pets board)

steph1705

i didnt think £70 was bad for me a 3yr old and a weekend boyfriend

steph1705

i have 1 dog,2 gin pigs,a rabbit and a lizard. my bill will be a bit lower as i have just lost 1 dog

steph1705

oh i dont pay council tax

poorandindenial

steph1705 wrote: »

i didnt think £70 was bad for me a 3yr old and a weekend boyfriend

Have you checked out the moneysaving old style board. There are people on there feeding families for next for nowt, and while you may not find it sustainable for your situation for ever you may be able to make some savings with a bit of meal planning and a good shopping list. (The idea is that you plan to use things more than once to make them go further - eg you have a roast chicken on Sunday, make a curry from leftovers for dinner on Monday and sandwiches for lunch on Tuesday) The old style people are AMAZING and will be more than happy to help you trim your food bill.

poorandindenial

steph1705 wrote: »

i have 1 dog,2 gin pigs,a rabbit and a lizard. my bill will be a bit lower as i have just lost 1 dog

That is quite a collection, I love lizards, I am really sorry to hear about your dog.

bubbles0169

hi and welcome
just thought id point out as you dont have a landline telephone you are doing well only spending £30 on the mobile
and you could save more by sending free texts on the internet
definately get rid of pay for tv and get freeview tell your DD(darling daughter!) you get 4 childrens channels on that!
are you receiving all the benefits your entitled to, speak to somebody at the job centre about it and do you get maintenence-you dont have to reply on here to that if you dont want to its just something to think about
i started out with a debt management company niavely and realised they were taking more money off me a month than i paid to any of my creditors which isnt fair so keep reading the forums here they will help you along the way and we'll be here if you need reassurance and to tell you off when you buy that new handbag only joking he he
xxxx

chez000

steph1705 wrote: »

yeah they take about 17% of what i pay to them,i tried cccs who are free but they cany help me as they worked out i dont have any money left over to pay crediters

If you dont have any money left to pay creditors, how are you going to pay the DMP?
Waht did CCS suggest?

steph1705

cccs have told me to reduce my out goings so i have money to pay credit off with. i have a few places to shave a bit off so im going to start there. thinking about contacting crediters my self today.