We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

lysasparkles new diary!!!!

1101113151620

Comments

  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    It all helps to have a goal to focus on - even if it DOES take years!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • thriftymoo
    thriftymoo Posts: 1,219 Forumite
    yea it def does!! been looking at other people diaries and i think i need to work out a get debt free plan, dont really have one apart from the snowball!

    Gonna get myself working on a spreadsheet now!
    Aug £10 a day £0/£1000
  • thriftymoo
    thriftymoo Posts: 1,219 Forumite
    whoa just realised i pay like £50 a month interest on my debt and thats with a lot of it on 0%!!! that has to stop!!
    Aug £10 a day £0/£1000
  • thriftymoo
    thriftymoo Posts: 1,219 Forumite
    done myself a spreadsheet and decided i want to shift the debt that i pay interest on by dec which is roughly...£9017.02

    so need to pay like £700 extra a month for the rest of the year...that means lots of overtime and perhaps a second job...or big bongo wins! want to try and avoid a second job if possible! so i'm def in for £20 a day forever....
    Aug £10 a day £0/£1000
  • redsquirrel80
    redsquirrel80 Posts: 12,457 Forumite
    Good idea to try and get rid of the one with the interest ASAP - good luck, am sure you can do it! :)
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    You CAN do this, Lysa. Think what a good start to 2009 that would be!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • pania
    pania Posts: 8,258 Forumite
    hi lysa!!!! got your text, will send a reply tomorrow if you like?
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • pania
    pania Posts: 8,258 Forumite
    pm even.:o
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • thriftymoo
    thriftymoo Posts: 1,219 Forumite
    Pania - Thanks that would be fab!! do you do much dog walking? May try doing some of that to pay for my course costs!

    redsquirrel & Hypno - Thanks for the encouragment!! will DEF be hard but gonna try my best!!!
    Aug £10 a day £0/£1000
  • thriftymoo
    thriftymoo Posts: 1,219 Forumite
    oooh really should get a plan together for tomorrow, need to be organised as i'm back at work!

    *need to do as many comments on writers share as possible
    *do free bongo
    *get some tracks listened to on slice the pie
    *check one poll
    *check online banking
    *doing overtime!

    gonna be hectic!
    Aug £10 a day £0/£1000
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601.1K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.