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Elantan's enjoying her excellent adventure

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Comments

  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    i love a good hi-jacking fire away as often as you want ...cant wait to hear the adventures with the customs i noticd you were planning on going to the states and florida is such a great place to go to good for you maybe i can visit sometime (lol)....
  • mizmir
    mizmir Posts: 3,710 Forumite
    Debt-free and Proud!
    Not being dfw is :D not :( and you'll always be an honorary dfw. Moving to the states sounds exciting - good luck with that - will look out for your stories!

    and El - how's that knee? Seen a doctor yet?


    :D
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    oberon i think i enjoyed being a dfw so much that i rushed out to get back into debt:rotfl: :rotfl:

    miz no havnt been to the drs yet wil try and fit it in next week ...i am a busy woman you know lol ...

    right i have been thinking (not a very good thing for me i know) i really need to cut my hours i have been working ridiculous hours now for the last 12 years and my health is really suffering ...so i have decided to try and save my wages from job no2 to see if i can go without it ...i waste an awful lot of money i really do and i need to stop this if i am to cut out one of my jobs...so starting from next month i am going to save all my wages from job no2 (the one that i have reduced hours on) and if i manage to do that between now and sep/oct i am gonna pack it in that should give me some money for savings and teach me a wee bit more control over my money i really need to gain control over my finanaces



    let me know if you think it's a workable good idea
  • Bunnyinthelights
    Bunnyinthelights Posts: 15,278 Forumite
    Hey hunny,
    I would slow down-no point in being dead with a few bob in the bank, lol
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Since I have made the decision to cut back on the extra stuff that was exhausting me, I feel much better.

    I am sure you can make up the money elsewhere, either by cutting back or doing extra games/matched betting stuff etc.

    Plus you will feel better. Can't ask for much more than that really!!

    Have a fab day xx
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You're right on the cutting down.... if you don't waste stuff, you don't need to earn so much, so you can do without the 2nd job! Simple logic see? [KC scratches her head..... I *think* it makes sense].
    2023: the year I get to buy a car
  • ZTD
    ZTD Posts: 24,327 Forumite
    Hiya Gorgeous.

    :kisses3:

    You're absolutely right about cutting back. It's used to be a pound saved was a pound earned, but with tax at 20%, employee NI contribs at 10%, employers NI contribs at 10% and various other costs - a pound saved is £1.50 earned...
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    ZTD wrote: »
    Hiya Gorgeous.

    :kisses3:

    You're absolutely right about cutting back. It's used to be a pound saved was a pound earned, but with tax at 20%, employee NI contribs at 10%, employers NI contribs at 10% and various other costs - a pound saved is £1.50 earned...


    That is a very good way of thinking of it.......
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Oh yeah! Thats right! See El, you're deffo on the right track.
    2023: the year I get to buy a car
  • OberonSH
    OberonSH Posts: 1,792 Forumite
    Yup, see if there's a more relaxing way of making the money, if you find you can't go without it. No point adding a stress ulcer to your list of worries!
    This year I'm getting organised once and for all, and going to buy a house with my wonderful other half. And that' s final!

    Current Pay Off Target : £1500 :mad:
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