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State Pension - opt in or opt out

Upon starting my pension I was advised to opt out of the state pension, which I did. However I read this article:
http://observer.guardian.co.uk/cash/story/0,6903,1339492,00.html

To summarise, this article puts a question mark over the advice pension companies issued when they said opting out of the state pension was the better option.

I am baffled to exactly what the implications are to me personally and I am not sure what action to take, if any. Should I opt back in to the state pension?

Thanks.

Comments

  • dunstonh
    dunstonh Posts: 121,246 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    There have been quite a few contracting out of SERPS/S2P over the last few weeks which you could look at for guidence.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Pal
    Pal Posts: 2,076 Forumite
    For starters, try HERE
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