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Tracker rates

My current tracker is -0.13% (yes that really is a minus sign) and it runs out end of Aug. A quick look around seems to indicate current 2 year trackers (with sensible fees) seem to be around the +0.75% point.

Question is, do I swallow this and tie in for the two years or go on to some higher rate, no tie in product for a few months with the hope that the trackers come back down to lower levels.

Do people think the days of +0.20% trackers are gone for many years or will they be back 6 months from now?
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